Actuary Salary in Apple Valley, CA: $129,236 (2026)
Quick Answer:A full-time actuary in Apple Valley, CA earns a median $129,236/year (≈ $62.14/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Apple Valley's price level (13% above national, BEA RPP 113.1), that paycheck buys what $114,267 would nationally. Nominal pay sits 0.7% below the California state average.
Based on BLS state-level estimates · View source
In 2026, the actuary salary in Apple Valley is projected to be $129,236, reflecting a competitive market for these professionals despite a slight underperformance compared to the national median of $134,160. Salaries in the region range significantly, from $74,957 at the 10th percentile to as much as $200,316 at the 90th percentile. These figures, derived from 2025 BLS data and adjusted for regional price parities, highlight the potential for substantial earnings in this field. The strong demand for actuaries in Apple Valley is underscored by the presence of life insurance, health insurance, property and casualty, and consulting firms, providing various opportunities for individuals pursuing this career path.
About the Apple Valley Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,957 | $36.04 |
| Lower Range (P25) | $100,909 | $48.51 |
| Median (P50)(typical) | $129,236 | $62.14 |
| Upper Range (P75) | $165,422 | $79.53 |
| Top Earners (P90) | $200,316 | $96.31 |
Median Salary Position
3.67% below the national average
2026 Salary Percentile Distribution in Apple Valley
In Apple Valley, CA, the actuary salary spread from the 10th to 90th percentile is $125,359 (2026 est.). At $129,236, the local median is 3.67% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Apple Valley: You'd be in the lower-middle range
How Apple Valley Actuary Pay Compares
Apple Valley median: $129,236/year (2026)
| Compared To | Median Salary | Apple Valley Pays |
|---|---|---|
| California Average | $130,147 | -0.70% less |
| National Average | $134,160 | -3.67% less |
Actuarys in Apple Valley, CA earn a median of $129,236 per year (2026 est.), which is 3.67% lower than the national median of $134,160 and 0.70% below the California state average of $130,147.
Cost-of-Living Adjusted Salary
Apple Valley has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Apple Valley, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $129,236 is competitive, the higher cost of living reduces purchasing power to an effective $114,267 — a 11.58% reduction.
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2019 BLS Actual
$104,374
2025 BLS Actual
$125,229
2026 Current Est.
$129,236
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Apple Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,374 | Actual |
| 2020 | $106,955 | Actual |
| 2021 | $102,013 | Actual |
| 2022 | $109,807 | Actual |
| 2023 | $115,596 | Actual |
| 2024 | $166,291 | Actual |
| 2025 | $125,229 | Actual |
| 2026(current) | $129,236 | Estimated |
| 2027 | $133,372 | Projected |
Based on 7 years of BLS OEWS data for the Apple Valley metropolitan area, the median actuary salary grew 20.0% from $104,374 (2019) to $125,229 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $133,372 by 2027 — a total increase of $28,998 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Apple Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,957 – $100,909 |
| 3-5 years (Mid Career) | $100,909 – $129,236 |
| 5+ years (Experienced) | $129,236 – $165,422 |
| 10+ years (Top Earner) | $165,422 – $200,316 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Apple Valley
The local job market currently employs 19 actuaries, contributing to the overall economic landscape of Apple Valley, CA. However, the cost of living index stands at 113.1, meaning that take-home pay must be stretched to cover expenses, which can affect the real purchasing power of these salaries. Among the employers in the area, companies such as Prudential and UnitedHealth are among the top payers for actuaries. The compensation range in Apple Valley reflects differences in exam progression, with each passed exam translating to a pay increase of $3,000 to $8,000, along with the potential for significant advancements in roles once credentials are attained. For professionals aiming to maximize their actuary pay in Apple Valley, targeting advanced credentials such as FSA or FCAS, alongside developing skills in predictive analytics, can provide a competitive edge in negotiating salaries with local employers.
More salary data for Apple Valley, CA:
Frequently Asked Questions
How much do actuaries make in Apple Valley, CA in 2026?
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Can actuaries make $100K in Apple Valley?
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $125,229 for actuariesin the Apple Valley metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Apple Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov