Actuary Salary in Texarkana, AR: $97,083 (2026)
Quick Answer:A full-time actuary in Texarkana, AR earns a median $97,083/year (≈ $46.68/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Texarkana's price level (13% below national, BEA RPP 86.9), that paycheck buys what $111,718 would nationally. Nominal pay sits 3.8% below the Arkansas state average.
Based on BLS state-level estimates · View source
In Texarkana, Arkansas, aspiring actuaries can anticipate a median annual salary of $97,083 in 2026. This figure falls significantly below the national median of $134,160, highlighting the local market dynamics that influence compensation levels. The salary range for actuaries in the area is fairly broad, with entry-level positions offering about $63,521 and more seasoned professionals potentially earning up to $150,479. These estimates are derived from BLS state-level data and adjusted for regional cost variations, reflecting the unique economic conditions of Texarkana, AR. Factors such as the small number of actuaries—only seven are currently employed in the area—further shape the landscape, suggesting a competitive environment where candidates may seek to boost their earnings through professional exams and specialization.
About the Texarkana Market
Salary estimated from Arkansas average ($102,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $63,521 | $30.54 |
| Lower Range (P25) | $75,566 | $36.33 |
| Median (P50)(typical) | $97,083 | $46.68 |
| Upper Range (P75) | $124,266 | $59.74 |
| Top Earners (P90) | $150,479 | $72.34 |
Median Salary Position
27.64% below the national average
2026 Salary Percentile Distribution in Texarkana
In Texarkana, AR, the actuary salary spread from the 10th to 90th percentile is $86,958 (2026 est.). At $97,083, the local median is 27.64% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Texarkana: You'd be in the lower-middle range
How Texarkana Actuary Pay Compares
Texarkana median: $97,083/year (2026)
| Compared To | Median Salary | Texarkana Pays |
|---|---|---|
| Arkansas Average | $100,918 | -3.80% less |
| National Average | $134,160 | -27.64% less |
Actuarys in Texarkana, AR earn a median of $97,083 per year (2026 est.), which is 27.64% lower than the national median of $134,160 and 3.80% below the Arkansas state average of $100,918.
Cost-of-Living Adjusted Salary
Texarkana has a cost of living 13.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Texarkana, AR has a cost-of-living index of 86.9 (below the national average of 100). A actuary earning $97,083 nominally has purchasing power equivalent to $111,718 in an average-cost city — an effective 15.07% boost.
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2019 BLS Actual
$78,406
2025 BLS Actual
$94,073
2026 Current Est.
$97,083
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Texarkana (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $78,406 | Actual |
| 2020 | $80,346 | Actual |
| 2021 | $76,633 | Actual |
| 2022 | $82,488 | Actual |
| 2023 | $86,837 | Actual |
| 2024 | $85,260 | Actual |
| 2025 | $94,073 | Actual |
| 2026(current) | $97,083 | Estimated |
| 2027 | $100,190 | Projected |
Based on 7 years of BLS OEWS data for the Texarkana metropolitan area, the median actuary salary grew 20.0% from $78,406 (2019) to $94,073 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $100,190 by 2027 — a total increase of $21,784 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Texarkana metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $63,521 – $75,566 |
| 3-5 years (Mid Career) | $75,566 – $97,083 |
| 5+ years (Experienced) | $97,083 – $124,266 |
| 10+ years (Top Earner) | $124,266 – $150,479 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Texarkana
Analyzing the actuary pay in Texarkana, it's clear that the cost of living plays a significant role in determining take-home salary. With a cost-of-living index of 86.9, living expenses are lower than the national average, offering a favorable scenario for those entering the field. Employers in life insurance, like Prudential and MetLife, and property & casualty firms such as State Farm and Progressive, typically offer higher salaries, reflecting the industry's demand for skilled professionals. Incremental pay increases tied to exam progress, alongside credential distinctions (like ASA to FSA), are common, with each passed exam generally translating to a bump in compensation. Additionally, focusing on sectors with heightened demand such as predictive analytics can enhance earning potential. For actuaries in this market, strategic positioning—targeting high-paying sectors and honing in on valuable skills—will yield the best opportunities for maximizing earnings in Texarkana.
More salary data for Texarkana, AR:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $94,073 for actuariesin the Texarkana metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Texarkana is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov