Actuary Salary in Sahuarita, AZ: $127,573 (2026)
Quick Answer:A full-time actuary in Sahuarita, AZ earns a median $127,573/year (≈ $61.33/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Sahuarita's price level (1% below national, BEA RPP 98.5), that paycheck buys what $129,516 would nationally. Nominal pay sits 3.5% below the Arizona state average.
Based on BLS state-level estimates · View source

In Sahuarita, Arizona, actuaries can anticipate a median annual salary of $127,573 in 2026, with a salary range extending from $84,091 at the 10th percentile to $197,737 at the 90th percentile. This compensation level reflects local estimates derived from 2025 BLS data and considers regional cost factors, which help to gauge the job market's landscape. While this figure is slightly below the national median of $134,160, the local opportunities for advancement are robust, especially compared to the salary trajectories found in larger markets. The pay disparity between consulting firms like Milliman and Mercer versus traditional insurance companies showcases the varied earning potential for graduates and associates progressing through the credentialing process.
About the Sahuarita Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $84,091 | $40.42 |
| Lower Range (P25) | $99,857 | $48.01 |
| Median (P50)(typical) | $127,573 | $61.33 |
| Upper Range (P75) | $162,044 | $77.91 |
| Top Earners (P90) | $197,737 | $95.07 |
Median Salary Position
4.91% below the national average
2026 Salary Percentile Distribution in Sahuarita
In Sahuarita, AZ, the actuary salary spread from the 10th to 90th percentile is $113,646 (2026 est.). At $127,573, the local median is 4.91% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Sahuarita: You'd be in the lower-middle range
How Sahuarita Actuary Pay Compares
Sahuarita median: $127,573/year (2026)
| Compared To | Median Salary | Sahuarita Pays |
|---|---|---|
| Arizona Average | $132,200 | -3.50% less |
| National Average | $134,160 | -4.91% less |
Actuarys in Sahuarita, AZ earn a median of $127,573 per year (2026 est.), which is 4.91% lower than the national median of $134,160 and 3.50% below the Arizona state average of $132,200.
Cost-of-Living Adjusted Salary
Sahuarita has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sahuarita, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $127,573 nominally has purchasing power equivalent to $129,516 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$103,030
2025 BLS Actual
$123,617
2026 Current Est.
$127,573
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Sahuarita (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,030 | Actual |
| 2020 | $105,578 | Actual |
| 2021 | $100,700 | Actual |
| 2022 | $108,393 | Actual |
| 2023 | $114,108 | Actual |
| 2024 | $109,354 | Actual |
| 2025 | $123,617 | Actual |
| 2026(current) | $127,573 | Estimated |
| 2027 | $131,655 | Projected |
Based on 7 years of BLS OEWS data for the Sahuarita metropolitan area, the median actuary salary grew 20.0% from $103,030 (2019) to $123,617 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,655 by 2027 — a total increase of $28,625 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sahuarita metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $84,091 – $99,857 |
| 3-5 years (Mid Career) | $99,857 – $127,573 |
| 5+ years (Experienced) | $127,573 – $162,044 |
| 10+ years (Top Earner) | $162,044 – $197,737 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Sahuarita
Within Sahuarita, with just five actuaries employed in the area, the local job market remains somewhat niche but stable. The cost of living index of 98.5 indicates that residents enjoy a cost-effective lifestyle relative to national averages, impacting overall purchasing power. Employers such as Prudential and UnitedHealth offer competitive salaries, often driven by the need for specialized skills in areas like predictive analytics. The distribution of pay is significantly influenced by the progression through actuarial exams; each passed exam typically translates to an increase in compensation, making the ASA-to-FSA transition a critical milestone in maximizing earnings. For aspirants looking to enhance their actuary pay in Sahuarita AZ, specializing in high-demand sectors such as property and casualty reinsurance or consulting can provide substantial financial benefits, underscoring the importance of maintaining a proactive approach to professional development.
More salary data for Sahuarita, AZ:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,617 for actuariesin the Sahuarita metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sahuarita is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov