Actuary Salary in Florence, AZ: $128,998 (2026)
Quick Answer:A full-time actuary in Florence, AZ earns a median $128,998/year (≈ $62.02/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Florence's price level (1% below national, BEA RPP 98.5), that paycheck buys what $130,962 would nationally. Nominal pay sits 2.4% below the Arizona state average.
Based on BLS state-level estimates · View source
The actuary salary in Florence, Arizona, reflects a robust compensation framework for professionals in the field, with a median annual wage projected at $128,998 for 2026. This figure positions Florence slightly below the national median of $134,160, but within a competitive range that sees earnings span from $76,894 at the 10th percentile to $199,947 at the 90th percentile. Estimates derived from 2025 BLS data and regional price adjustments highlight key insights into local market conditions. With actuaries advancing in their careers typically seeing increases in pay for each exam passed, the prospects for financial growth remain strong in this Arizona town.
About the Florence Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,894 | $36.97 |
| Lower Range (P25) | $94,862 | $45.60 |
| Median (P50)(typical) | $128,998 | $62.02 |
| Upper Range (P75) | $165,117 | $79.38 |
| Top Earners (P90) | $199,947 | $96.13 |
Median Salary Position
3.85% below the national average
2026 Salary Percentile Distribution in Florence
In Florence, AZ, the actuary salary spread from the 10th to 90th percentile is $123,053 (2026 est.). At $128,998, the local median is 3.85% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Florence: You'd be in the lower-middle range
How Florence Actuary Pay Compares
Florence median: $128,998/year (2026)
| Compared To | Median Salary | Florence Pays |
|---|---|---|
| Arizona Average | $132,170 | -2.40% less |
| National Average | $134,160 | -3.85% less |
Actuarys in Florence, AZ earn a median of $128,998 per year (2026 est.), which is 3.85% lower than the national median of $134,160 and 2.40% below the Arizona state average of $132,170.
Cost-of-Living Adjusted Salary
Florence has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Florence, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $128,998 nominally has purchasing power equivalent to $130,962 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$104,181
2025 BLS Actual
$124,998
2026 Current Est.
$128,998
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Florence (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,181 | Actual |
| 2020 | $106,758 | Actual |
| 2021 | $101,825 | Actual |
| 2022 | $109,604 | Actual |
| 2023 | $115,383 | Actual |
| 2024 | $110,576 | Actual |
| 2025 | $124,998 | Actual |
| 2026(current) | $128,998 | Estimated |
| 2027 | $133,126 | Projected |
Based on 7 years of BLS OEWS data for the Florence metropolitan area, the median actuary salary grew 20.0% from $104,181 (2019) to $124,998 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $133,126 by 2027 — a total increase of $28,945 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Florence metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,894 – $94,862 |
| 3-5 years (Mid Career) | $94,862 – $128,998 |
| 5+ years (Experienced) | $128,998 – $165,117 |
| 10+ years (Top Earner) | $165,117 – $199,947 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Florence
The job market for actuaries in Florence is somewhat limited, with only five individuals currently employed in this capacity. However, the area boasts a relatively favorable cost-of-living index of 98.5, suggesting that take-home pay goes further than in many urban environments. Employers like State Farm, UnitedHealth, and Cigna dominate the landscape, often offering more competitive salaries compared to life insurance firms. The compensation disparities in Florence can largely be attributed to factors such as exam progression, where each passed exam can increase income significantly, and the differentiated hiring practices between consulting firms and insurance companies. For candidates looking to maximize their earning potential, gaining further credentials like FSA or FCAS can open more lucrative opportunities, especially in specialties that are in higher demand, such as P&C reinsurance and consulting roles.
More salary data for Florence, AZ:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,998 for actuariesin the Florence metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Florence is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov