Actuary Salary in El Mirage, AZ: $128,127 (2026)
Quick Answer:A full-time actuary in El Mirage, AZ earns a median $128,127/year (≈ $61.60/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in El Mirage's price level (1% below national, BEA RPP 98.5), that paycheck buys what $130,078 would nationally. Nominal pay sits 3.0% below the Arizona state average.
Based on BLS state-level estimates · View source
In El Mirage, Arizona, actuaries are projected to earn a median annual salary of $128,127 in 2026, which reveals a slight dip when compared to the national median of $134,160. The salary range for this profession spans from $74,939 at the 10th percentile to $198,597 at the 90th percentile, indicating potential for significant income variation based on experience, expertise, and the specific sector of employment. These figures are based on estimates derived from 2025 BLS data, adjusted for local economic conditions, which often influence the compensation landscape. The competitive environment for actuaries in El Mirage hints at a market that values professional development and exam progression, as each passed exam frequently enhances earning potential.
About the El Mirage Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,939 | $36.03 |
| Lower Range (P25) | $100,966 | $48.55 |
| Median (P50)(typical) | $128,127 | $61.60 |
| Upper Range (P75) | $164,002 | $78.84 |
| Top Earners (P90) | $198,597 | $95.48 |
Median Salary Position
4.5% below the national average
2026 Salary Percentile Distribution in El Mirage
In El Mirage, AZ, the actuary salary spread from the 10th to 90th percentile is $123,658 (2026 est.). At $128,127, the local median is 4.5% below the national median of $134,160.
Salary Calculator
At 40 hours/week in El Mirage: You'd be in the lower-middle range
How El Mirage Actuary Pay Compares
El Mirage median: $128,127/year (2026)
| Compared To | Median Salary | El Mirage Pays |
|---|---|---|
| Arizona Average | $132,090 | -3.00% less |
| National Average | $134,160 | -4.50% less |
Actuarys in El Mirage, AZ earn a median of $128,127 per year (2026 est.), which is 4.50% lower than the national median of $134,160 and 3.00% below the Arizona state average of $132,090.
Cost-of-Living Adjusted Salary
El Mirage has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
El Mirage, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $128,127 nominally has purchasing power equivalent to $130,078 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$103,478
2025 BLS Actual
$124,154
2026 Current Est.
$128,127
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in El Mirage (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,478 | Actual |
| 2020 | $106,037 | Actual |
| 2021 | $101,138 | Actual |
| 2022 | $108,864 | Actual |
| 2023 | $114,604 | Actual |
| 2024 | $109,828 | Actual |
| 2025 | $124,154 | Actual |
| 2026(current) | $128,127 | Estimated |
| 2027 | $132,227 | Projected |
Based on 7 years of BLS OEWS data for the El Mirage metropolitan area, the median actuary salary grew 20.0% from $103,478 (2019) to $124,154 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,227 by 2027 — a total increase of $28,749 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the El Mirage metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,939 – $100,966 |
| 3-5 years (Mid Career) | $100,966 – $128,127 |
| 5+ years (Experienced) | $128,127 – $164,002 |
| 10+ years (Top Earner) | $164,002 – $198,597 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in El Mirage
The el Mirage job market currently employs just eight actuarial professionals, revealing a relatively small but focused field. With a cost-of-living index of 98.5, the local expenses are slightly below the national average, which may enhance purchasing power for the average actuary. The highest-paying opportunities may be found among life and health insurance firms such as Prudential and UnitedHealth, as well as property casualty insurers like State Farm. The differences in compensation can often relate to the actuarial examination progression—each exam passed can yield substantial pay raises—as well as the level of credential held and the specific focus area within the field. To maximize earning potential in El Mirage, aspiring actuaries should prioritize achieving fellowship status through the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS) while gaining experience in high-demand specialties such as predictive analytics and consulting.
More salary data for El Mirage, AZ:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,154 for actuariesin the El Mirage metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for El Mirage is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov