Actuary Salary in Bullhead City, AZ: $128,701 (2026)
Quick Answer:A full-time actuary in Bullhead City, AZ earns a median $128,701/year (≈ $61.88/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Bullhead City's price level (1% below national, BEA RPP 98.5), that paycheck buys what $130,661 would nationally. Nominal pay sits 2.6% below the Arizona state average.
Based on BLS state-level estimates · View source
In 2026, the median annual compensation for actuaries in Bullhead City, Arizona, is projected to reach $128,701, slightly below the national median of $134,160. The local salary range spans from $82,424 at the 10th percentile to $199,487 at the 90th percentile, indicating a competitive pay structure for professionals in this field. These figures are based on estimates derived from 2025 BLS state-level data and adjusted for regional price disparities. As Bullhead City continues to cultivate its niche in the insurance and managed care markets, the job opportunities are expected to grow, particularly as the demand for actuaries remains steady in various sectors.
About the Bullhead City Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $82,424 | $39.63 |
| Lower Range (P25) | $99,261 | $47.72 |
| Median (P50)(typical) | $128,701 | $61.88 |
| Upper Range (P75) | $164,737 | $79.20 |
| Top Earners (P90) | $199,487 | $95.90 |
Median Salary Position
4.07% below the national average
2026 Salary Percentile Distribution in Bullhead City
In Bullhead City, AZ, the actuary salary spread from the 10th to 90th percentile is $117,063 (2026 est.). At $128,701, the local median is 4.07% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Bullhead City: You'd be in the lower-middle range
How Bullhead City Actuary Pay Compares
Bullhead City median: $128,701/year (2026)
| Compared To | Median Salary | Bullhead City Pays |
|---|---|---|
| Arizona Average | $132,136 | -2.60% less |
| National Average | $134,160 | -4.07% less |
Actuarys in Bullhead City, AZ earn a median of $128,701 per year (2026 est.), which is 4.07% lower than the national median of $134,160 and 2.60% below the Arizona state average of $132,136.
Cost-of-Living Adjusted Salary
Bullhead City has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bullhead City, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $128,701 nominally has purchasing power equivalent to $130,661 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$103,941
2025 BLS Actual
$124,710
2026 Current Est.
$128,701
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Bullhead City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,941 | Actual |
| 2020 | $106,512 | Actual |
| 2021 | $101,591 | Actual |
| 2022 | $109,351 | Actual |
| 2023 | $115,117 | Actual |
| 2024 | $110,321 | Actual |
| 2025 | $124,710 | Actual |
| 2026(current) | $128,701 | Estimated |
| 2027 | $132,819 | Projected |
Based on 7 years of BLS OEWS data for the Bullhead City metropolitan area, the median actuary salary grew 20.0% from $103,941 (2019) to $124,710 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,819 by 2027 — a total increase of $28,878 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bullhead City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $82,424 – $99,261 |
| 3-5 years (Mid Career) | $99,261 – $128,701 |
| 5+ years (Experienced) | $128,701 – $164,737 |
| 10+ years (Top Earner) | $164,737 – $199,487 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Bullhead City
At present, Bullhead City employs nine actuaries, and despite this modest number, opportunities for growth are evident, especially considering the city's cost of living index is 98.5, which is slightly below the national average. This lower cost of living can enhance the purchasing power of actuaries, making their salaries feel more substantial. Major employers in the area include life insurance companies and consulting firms, which typically compensate their actuaries at higher rates. Factors contributing to salary variations include progression through actuarial exams, where each passed exam generally leads to significant pay increases, and differences between ASA and FSA credentials. For those looking to maximize their earnings in Bullhead City, focusing on specialties like property and casualty, pursuing additional credentials, and leveraging skills in data analytics are advisable strategies.
More salary data for Bullhead City, AZ:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,710 for actuariesin the Bullhead City metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bullhead City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov