Actuary Hourly Pay in Oak Harbor, WA: $65.46 (2026)
Quick Answer:Hourly pay for a actuary working in Oak Harbor, WA runs $65.46 at the median for 2026 — annualizing to $136,153 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Oak Harbor's regional price level (BEA RPP 107.4, 7% above national), each hour of work buys what $60.95 nationally would. A 24-hour part-time schedule grosses $81,694 per year.
Based on BLS state-level estimates · View source
Actuaries in Oak Harbor, WA, can expect a median hourly pay of $65.46, slightly above the national median of $64.50. This competitive rate opens up diverse options for part-time work, such as engaging in three-day workweeks where professionals could earn a substantial income while enjoying a flexible schedule. On an hourly basis, entry-level actuaries may start around $40.13, while those at the upper end, earning up to $100.03, can find lucrative opportunities in various actuarial environments, including insurance company pricing departments or consulting firms. These figures are estimated based on annual salary data, highlighting the earning potential within this specialized field.
About the Oak Harbor Market
Salary estimated from Washington average ($132,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $40.13 | $321.08 |
| Lower Range (P25) | $48.80 | $390.43 |
| Median (P50) | $65.46 | $523.68 |
| Upper Range (P75) | $82.68 | $661.47 |
| Top Earners (P90) | $100.03 | $800.25 |
Estimated Annual Income by Work Schedule in Oak Harbor
Based on $65.46/hr median hourly rate · 2026 est.
At $65.46/hr, a actuary working full-time (40 hr/wk) in Oak Harbor, WA can expect to earn approximately $136,156 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $78,552. With a cost-of-living index of 107.40 (above the national average), these earnings may be offset by higher expenses in Oak Harbor.
Hourly Rate Calculator
Schedule Comparison in Oak Harbor
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,618.39 | $11,346 | $136,156 |
| Part-Time (24 hrs) | $1,571.03 | $6,808 | $81,694 |
| Per Diem (16 hrs) | $1,047.36 | $4,539 | $54,463 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Oak Harbor) | $65.46 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Oak Harbor, WA earn a median of $136,153 per year (2026 est.), which is 1.49% higher than the national median of $134,160 and 5.50% below the Washington state average of $144,077.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $65.46/hr = $81,694/year (purchasing power: $76,065).
Working 40h/week (full-time) = $136,156/year (purchasing power: $126,775).
CoL index: 107.4 (100 = national average).
2019 BLS Actual
$52.87/hr
2025 BLS Actual
$63.43/hr
2026 Current Est.
$65.46/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Oak Harbor (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $52.87/hr | Actual |
| 2020 | $54.17/hr | Actual |
| 2021 | $51.67/hr | Actual |
| 2022 | $55.62/hr | Actual |
| 2023 | $58.55/hr | Actual |
| 2024 | $64.40/hr | Actual |
| 2025 | $63.43/hr | Actual |
| 2026(current) | $65.46/hr | Estimated |
| 2027 | $67.55/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Oak Harbor grew 20.0% from $52.87/hr (2019) to $63.43/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $67.55/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oak Harbor metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Oak Harbor
In considering a part-time actuary role, an individual working 24 hours a week would still earn a robust income, shaping a practical career path away from the traditional full-time setting. Per-diem work, while less common for junior actuaries, can be incredibly lucrative for those with advanced credentials, such as Fellow of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS), allowing billing rates for consulting engagements to reach between $250 and $500 per hour. In sectors such as life insurance, property and casualty, and pension consulting in Oak Harbor, hourly rates can vary significantly depending on the employer type—offering higher rates in consulting firms but often with reduced benefits. When negotiating hourly pay, candidates should emphasize their educational progression through SOA and CAS exams, as each additional exam can translate to a notable salary increase. Prioritizing health benefits versus hourly wage is a strategic choice some actuaries face, particularly when transitioning from one type of employer to another.
More salary data for Oak Harbor, WA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Oak Harbor. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Oak Harbor is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov