Actuary Hourly Pay in Bethlehem, PA: $63.71 (2026)
Quick Answer:Hourly pay for a actuary working in Bethlehem, PA runs $63.71 at the median for 2026 — annualizing to $132,516 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Bethlehem's regional price level (BEA RPP 97.4, 3% below national), each hour of work buys what $65.41 nationally would. A 24-hour part-time schedule grosses $79,504 per year.
Based on BLS state-level estimates · View source
The actuary hourly pay in Bethlehem, PA, stands at a median of $63.71, slightly below the national median of $64.50. This hourly rate reflects the opportunities available in fields such as insurance, where actuaries typically work in pricing departments, consulting firms, and remote environments. For part-time professionals, like those working three days a week, this hourly pay translates to a comfortable income, especially when considering the hourly range from $38.41 at the entry level to $98.75 for the most experienced actuaries. Those in Bethlehem have the potential to earn significantly varied pay based on clientele, scope of work, and specialization, making this profession appealing for both full-time and flexible hourly opportunities.
About the Bethlehem Market
Salary estimated from Pennsylvania average ($128,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $38.41 | $307.29 |
| Lower Range (P25) | $47.52 | $380.19 |
| Median (P50) | $63.71 | $509.64 |
| Upper Range (P75) | $81.55 | $652.39 |
| Top Earners (P90) | $98.75 | $790.02 |
Estimated Annual Income by Work Schedule in Bethlehem
Based on $63.71/hr median hourly rate · 2026 est.
At $63.71/hr, a actuary working full-time (40 hr/wk) in Bethlehem, PA can expect to earn approximately $132,507 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $76,446. With a cost-of-living index of 97.40 (below the national average), these earnings stretch further in Bethlehem.
Hourly Rate Calculator
Schedule Comparison in Bethlehem
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,548.21 | $11,042 | $132,507 |
| Part-Time (24 hrs) | $1,528.93 | $6,625 | $79,504 |
| Per Diem (16 hrs) | $1,019.29 | $4,417 | $53,003 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Bethlehem) | $63.71 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Bethlehem, PA earn a median of $132,516 per year (2026 est.), which is 1.23% lower than the national median of $134,160 and 1.40% above the Pennsylvania state average of $130,686.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $63.71/hr = $79,504/year (purchasing power: $81,627).
Working 40h/week (full-time) = $132,507/year (purchasing power: $136,044).
CoL index: 97.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$51.45/hr
2025 BLS Actual
$61.73/hr
2026 Current Est.
$63.71/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Bethlehem (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $51.45/hr | Actual |
| 2020 | $52.72/hr | Actual |
| 2021 | $50.29/hr | Actual |
| 2022 | $54.13/hr | Actual |
| 2023 | $56.98/hr | Actual |
| 2024 | $60.78/hr | Actual |
| 2025 | $61.73/hr | Actual |
| 2026(current) | $63.71/hr | Estimated |
| 2027 | $65.74/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Bethlehem grew 20.0% from $51.45/hr (2019) to $61.73/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $65.74/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bethlehem metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Bethlehem
For a part-time actuary working 24 hours a week, annual earnings can reach around $79,800, representing a competitive figure compared to full-time positions. Per-diem work, although less common for entry-level actuaries, can lead to lucrative engagements, especially for FSAs or FCAS specialists who command rates between $250-$500 per hour in consulting roles or $400-$800 per hour as expert witnesses. The type of employer significantly affects the hourly rates; insurance companies such as Prudential or health insurers like UnitedHealth may offer benefits that offset lower pay, while consulting firms like Mercer and Aon usually provide higher hourly wages without additional perks. Negotiating hourly rates effectively is essential, and actuaries should capitalize on their exam progress—each completed exam often brings pay increases of $3,000 to $8,000. Engaging in discussions about remotely conducted projects or consulting can also unlock higher hourly compensation in Bethlehem.
More salary data for Bethlehem, PA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Bethlehem. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Bethlehem is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov