Actuary Pay

Actuary Hourly Pay in Kirkwood, MO: $57.32 (2026)

Quick Answer:Hourly pay for a actuary working in Kirkwood, MO runs $57.32 at the median for 2026 — annualizing to $119,218 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Kirkwood's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $63.97 nationally would. A 24-hour part-time schedule grosses $71,532 per year.

$119,218
Median Annual Salary
$57.32/hr
Hourly Rate
$74,227
Entry Level (P10)
$184,788
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Kirkwood, MO — 2026 est., based on 2025 BLS
Kirkwood, MO actuary hourly rate overview (2026 est., based on 2025 BLS)

Kirkwood, Missouri, offers a median hourly pay of $57.32 for actuaries, which is noticeably lower than the national median of $64.50. This hourly rate is essential for those considering part-time roles or per diem opportunities, particularly in typical actuarial environments such as consulting firms and insurance companies. With an hourly range extending from $35.69 to $88.84, entry-level positions may understandably fetch less, but experienced professionals can earn significantly more, especially as they advance in the field. Given that these figures are derived from annual salary data, prospective actuaries should consider how their skills and experience can impact their overall financial returns in both full-time and flexible work schedules.

About the Kirkwood Market

Salary estimated from Missouri average ($118,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$35.69$285.49
Lower Range (P25)$43.27$346.17
Median (P50)$57.32$458.54
Upper Range (P75)$73.36$586.92
Top Earners (P90)$88.84$710.76

Estimated Annual Income by Work Schedule in Kirkwood

Based on $57.32/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Kirkwood earning $57.32/hr would make approximately $68,781 part-time (24 hr/wk) or $119,220 full-time (40 hr/wk).Part-Time (24 hr/wk)$68,781Reduced (32 hr/wk)$91,708Full-Time (40 hr/wk)$119,220

At $57.32/hr, a actuary working full-time (40 hr/wk) in Kirkwood, MO can expect to earn approximately $119,220 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $68,781. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in Kirkwood.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$458.54
per 8hr shift
$2,292.69
per week
$9,935
per month
$119,220
per year

Schedule Comparison in Kirkwood

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,292.69$9,935$119,220
Part-Time (24 hrs)$1,375.61$5,961$71,532
Per Diem (16 hrs)$917.08$3,974$47,688

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Kirkwood)$57.32
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Kirkwood ($119,218) with Missouri average ($120,179) and the US national median ($134,160).Kirkwood$119,218Missouri Avg$120,179-0.80%US National$134,160-11.14%

Actuarys in Kirkwood, MO earn a median of $119,218 per year (2026 est.), which is 11.14% lower than the national median of $134,160 and 0.80% below the Missouri state average of $120,179.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $57.32/hr = $71,532/year (purchasing power: $79,835).

Working 40h/week (full-time) = $119,220/year (purchasing power: $133,058).

CoL index: 89.6 (100 = national average). Your dollars stretch further here.

2019 BLS Actual

$46.29/hr

2025 BLS Actual

$55.54/hr

2026 Current Est.

$57.32/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Kirkwood (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Kirkwood. Baseline $46.29/hr in 2025, projected to $59.15/hr by 2027.$42$47$52$57$622019202020212022202320242025202620272025 BLS$46.29$47.44$45.24$48.70$51.27$50.41$55.54$57.32$59.15
YearHourly RateStatus
2019$46.29/hrActual
2020$47.44/hrActual
2021$45.24/hrActual
2022$48.70/hrActual
2023$51.27/hrActual
2024$50.41/hrActual
2025$55.54/hrActual
2026(current)$57.32/hrEstimated
2027$59.15/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Kirkwood grew 20.0% from $46.29/hr (2019) to $55.54/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $59.15/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Kirkwood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Kirkwood

For actuaries in Kirkwood aiming for part-time work, earning from a three-day workweek leads to a notable annual income, albeit less than full-time professionals. If one works a 24-hour week at the median rate, it reflects a solid earnings capacity while balancing personal commitments. In the realm of per diem actuary pay in Kirkwood, advanced professionals with FSA or FCAS credentials may command higher fees when engaging in consulting, with hourly rates ranging from $250 to $500; those serving as expert witnesses can reach $400 to $800 per hour. Hourly rates can differ based on the employer; life insurance companies may offer lower rates compared to consulting firms. Therefore, an actuary may need to contemplate the balance of hourly wage against total benefits, like health insurance coverage, that come with full-time employment. Practical negotiation strategies include advocating for higher pay based on certifications or specialized skills, particularly in predictive analytics, to maximize earning potential in the Kirkwood area.

Frequently Asked Questions

What is the hourly rate for actuaries in Kirkwood in 2026?

The estimated 2026 median hourly rate for actuaries in Kirkwood is $57.32/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $35.69 at entry level (10th percentile) to $88.84 for experienced practitioners (90th percentile). This is 11.1% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Kirkwood?

A part-time actuary working 3 days per week (24 hours) in Kirkwood earns approximately $5,961/month, or $71,532/year at the median hourly rate of $57.32. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Kirkwood paid hourly or salary?

The majority of actuaries in Kirkwood are paid hourly at a median rate of $57.32/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $119,220/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Kirkwood?

A full-time actuary working 40 hours per week (2,080 hours/year) in Kirkwood earns approximately $119,220/year at the median hourly rate of $57.32. This is 11.1% below the national median. Top earners working full-time can reach $184,797/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Kirkwood?

Part-time and per diem actuaries in Kirkwood sometimes command higher hourly rates — up to $88.84/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Kirkwood. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Kirkwood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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