Actuary Hourly Pay in St. Cloud, FL: $60.95 (2026)
Quick Answer:Hourly pay for a actuary working in St. Cloud, FL runs $60.95 at the median for 2026 — annualizing to $126,767 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against St. Cloud's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $60.47 nationally would. A 24-hour part-time schedule grosses $76,066 per year.
Based on BLS state-level estimates · View source
In St. Cloud, Florida, the actuary hourly pay stands at a median of $60.95, slightly below the national median of $64.50. This rate can be particularly appealing for those seeking part-time positions, such as working three days a week, where an actuary could earn around $46,860 annually by taking on 24 hours of work per week. Furthermore, per diem engagements in the actuarial field, although less common for entry-level roles, can yield attractive rates. The hourly range varies significantly, with entry-level positions starting as low as $38.19, while more experienced actuaries can earn up to $94.47 per hour. This pay structure reflects the estimated hourly figures derived from annual data, offering a nuanced view of compensation in this profession for those considering various work arrangements.
About the St. Cloud Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $38.19 | $305.55 |
| Lower Range (P25) | $46.41 | $371.27 |
| Median (P50) | $60.95 | $487.60 |
| Upper Range (P75) | $78.01 | $624.07 |
| Top Earners (P90) | $94.47 | $755.75 |
Estimated Annual Income by Work Schedule in St. Cloud
Based on $60.95/hr median hourly rate · 2026 est.
At $60.95/hr, a actuary working full-time (40 hr/wk) in St. Cloud, FL can expect to earn approximately $126,776 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $73,140. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in St. Cloud.
Hourly Rate Calculator
Schedule Comparison in St. Cloud
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,438.00 | $10,565 | $126,776 |
| Part-Time (24 hrs) | $1,462.80 | $6,339 | $76,066 |
| Per Diem (16 hrs) | $975.20 | $4,226 | $50,710 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (St. Cloud) | $60.95 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in St. Cloud, FL earn a median of $126,767 per year (2026 est.), which is 5.51% lower than the national median of $134,160 and 2.30% below the Florida state average of $129,751.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $60.95/hr = $76,066/year (purchasing power: $75,462).
Working 40h/week (full-time) = $126,776/year (purchasing power: $125,770).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$49.22/hr
2025 BLS Actual
$59.06/hr
2026 Current Est.
$60.95/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in St. Cloud (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $49.22/hr | Actual |
| 2020 | $50.44/hr | Actual |
| 2021 | $48.11/hr | Actual |
| 2022 | $51.79/hr | Actual |
| 2023 | $54.52/hr | Actual |
| 2024 | $55.89/hr | Actual |
| 2025 | $59.06/hr | Actual |
| 2026(current) | $60.95/hr | Estimated |
| 2027 | $62.90/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in St. Cloud grew 20.0% from $49.22/hr (2019) to $59.06/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $62.90/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. Cloud metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in St. Cloud
Looking more closely at St. Cloud's actuarial job market, the earning potential for part-time workers may appeal to those looking for flexibility while still benefiting from the professional landscape. An actuary working three days a week could expect to take home roughly $46,860 annually, which is considerably less than a full-time counterpart but still maintains a respectable income level. Locum or per diem opportunities generally become more viable as one advances in their career, with seasoned professionals billing clients at rates typically ranging from $250 to $500 per hour for consulting, significantly outpacing the hourly median for full-time roles. Different employers, such as life and health insurance firms or consulting companies, offer varied compensation packages that may include health benefits versus higher hourly rates for freelance work without benefits. Those navigating this market should also consider that every passed actuarial exam can lead to an increase in pay, making it beneficial to strategize career progression with additional qualifications in mind.
More salary data for St. Cloud, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in St. Cloud. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for St. Cloud is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov