Actuary Hourly Pay in Sanford, FL: $61.85 (2026)
Quick Answer:Hourly pay for a actuary working in Sanford, FL runs $61.85 at the median for 2026 — annualizing to $128,650 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Sanford's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $61.36 nationally would. A 24-hour part-time schedule grosses $77,186 per year.
Based on BLS state-level estimates · View source

In Sanford, Florida, the compensation for actuaries reflects a competitive median hourly rate of $61.85, which is slightly lower than the national median of $64.50. This hourly wage not only is indicative of the local job market but also influences various work arrangements, including part-time and per-diem opportunities. For those opting to work three days a week—typically amounting to 24 hours—actuaries can expect a decent return, making this profession viable for professionals seeking flexibility alongside their career. With an hourly range extending from $36.83 at the entry level to $95.87 at the highest echelons, there are numerous avenues for actuaries in sectors like insurance, consulting, and reinsurance, where they apply their expertise in pricing or risk assessment.
About the Sanford Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $36.83 | $294.66 |
| Lower Range (P25) | $45.79 | $366.32 |
| Median (P50) | $61.85 | $494.78 |
| Upper Range (P75) | $79.16 | $633.32 |
| Top Earners (P90) | $95.87 | $766.98 |
Estimated Annual Income by Work Schedule in Sanford
Based on $61.85/hr median hourly rate · 2026 est.
At $61.85/hr, a actuary working full-time (40 hr/wk) in Sanford, FL can expect to earn approximately $128,643 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $74,217. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Sanford.
Hourly Rate Calculator
Schedule Comparison in Sanford
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,473.91 | $10,720 | $128,643 |
| Part-Time (24 hrs) | $1,484.35 | $6,432 | $77,186 |
| Per Diem (16 hrs) | $989.56 | $4,288 | $51,457 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Sanford) | $61.85 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Sanford, FL earn a median of $128,650 per year (2026 est.), which is 4.11% lower than the national median of $134,160 and 0.80% below the Florida state average of $129,688.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $61.85/hr = $77,186/year (purchasing power: $76,573).
Working 40h/week (full-time) = $128,643/year (purchasing power: $127,622).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$49.95/hr
2025 BLS Actual
$59.93/hr
2026 Current Est.
$61.85/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Sanford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $49.95/hr | Actual |
| 2020 | $51.18/hr | Actual |
| 2021 | $48.82/hr | Actual |
| 2022 | $52.55/hr | Actual |
| 2023 | $55.32/hr | Actual |
| 2024 | $57.73/hr | Actual |
| 2025 | $59.93/hr | Actual |
| 2026(current) | $61.85/hr | Estimated |
| 2027 | $63.83/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Sanford grew 20.0% from $49.95/hr (2019) to $59.93/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $63.83/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sanford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Sanford
Exploring the earning potential of part-time actuaries reveals that working 24 hours per week can yield an annual income of approximately $77,352, which is substantially lower than the earnings of full-time professionals. While per-diem actuary engagements are somewhat rare at entry levels, seasoned actuaries with credentials such as FSA or FCAS can command rates from $250 to $500 per hour for consulting contracts. Moreover, expert witness roles in litigation can pay between $400 to $800 per hour, reflecting the high value of specialized knowledge. In Sanford, hourly rates tend to vary based on the employer type; life insurance, health insurance, and consulting firms each present unique compensation structures. Consequently, some professionals may opt for positions with lower hourly rates offering better benefits, such as health insurance, recognizing the trade-off between immediate pay and long-term financial security. Actuaries considering hourly roles should effectively negotiate their rates, aiming to balance the needs of the employer with their own value, especially in a market marked by competitive fluctuations.
More salary data for Sanford, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Sanford. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Sanford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov