Actuary Pay

Actuary Hourly Pay in Steamboat Springs, CO: $63.86 (2026)

Quick Answer:Hourly pay for a actuary working in Steamboat Springs, CO runs $63.86 at the median for 2026 — annualizing to $132,834 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Steamboat Springs's regional price level (BEA RPP 105.0, 5% above national), each hour of work buys what $60.82 nationally would. A 24-hour part-time schedule grosses $79,697 per year.

$132,834
Median Annual Salary
$63.86/hr
Hourly Rate
$80,985
Entry Level (P10)
$205,892
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Steamboat Springs, CO — 2026 est., based on 2025 BLS
Steamboat Springs, CO actuary hourly rate overview (2026 est., based on 2025 BLS)

In Steamboat Springs, the actuary hourly pay is projected to reach a median of $63.86 in 2026, which is slightly below the national median of $64.50. This competitive hourly rate allows actuaries to effectively participate in part-time and per-diem opportunities. For instance, an actuary working three days a week could potentially optimize their schedule to balance career and personal interests, earning an impressive income while working in specialized settings such as insurance company actuarial departments, consulting engagements, or remote modeling roles. The hourly range for actuaries in Steamboat Springs varies significantly, beginning at $38.94 for early-career professionals and rising to $98.99 for top-tier earners, illustrating the broad spectrum of earning potential based on experience and expertise.

About the Steamboat Springs Market

Salary estimated from Colorado average ($125,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$38.94$311.50
Lower Range (P25)$51.40$411.23
Median (P50)$63.86$510.88
Upper Range (P75)$80.52$644.13
Top Earners (P90)$98.99$791.92

Estimated Annual Income by Work Schedule in Steamboat Springs

Based on $63.86/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Steamboat Springs earning $63.86/hr would make approximately $76,632 part-time (24 hr/wk) or $132,829 full-time (40 hr/wk).Part-Time (24 hr/wk)$76,632Reduced (32 hr/wk)$102,176Full-Time (40 hr/wk)$132,829

At $63.86/hr, a actuary working full-time (40 hr/wk) in Steamboat Springs, CO can expect to earn approximately $132,829 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $76,632. With a cost-of-living index of 105.00 (above the national average), these earnings may be offset by higher expenses in Steamboat Springs.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$510.88
per 8hr shift
$2,554.41
per week
$11,069
per month
$132,829
per year

Schedule Comparison in Steamboat Springs

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,554.41$11,069$132,829
Part-Time (24 hrs)$1,532.64$6,641$79,697
Per Diem (16 hrs)$1,021.76$4,428$53,132

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Steamboat Springs)$63.86
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Steamboat Springs ($132,834) with Colorado average ($140,863) and the US national median ($134,160).Steamboat Springs$132,834Colorado Avg$140,863-5.70%US National$134,160-0.99%

Actuarys in Steamboat Springs, CO earn a median of $132,834 per year (2026 est.), which is 0.99% lower than the national median of $134,160 and 5.70% below the Colorado state average of $140,863.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $63.86/hr = $79,697/year (purchasing power: $75,902).

Working 40h/week (full-time) = $132,829/year (purchasing power: $126,504).

CoL index: 105 (100 = national average).

2019 BLS Actual

$51.57/hr

2025 BLS Actual

$61.88/hr

2026 Current Est.

$63.86/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Steamboat Springs (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Steamboat Springs. Baseline $51.57/hr in 2025, projected to $65.90/hr by 2027.$47$53$58$64$692019202020212022202320242025202620272025 BLS$51.57$52.85$50.41$54.26$57.12$59.50$61.88$63.86$65.90
YearHourly RateStatus
2019$51.57/hrActual
2020$52.85/hrActual
2021$50.41/hrActual
2022$54.26/hrActual
2023$57.12/hrActual
2024$59.50/hrActual
2025$61.88/hrActual
2026(current)$63.86/hrEstimated
2027$65.90/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Steamboat Springs grew 20.0% from $51.57/hr (2019) to $61.88/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $65.90/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Steamboat Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Steamboat Springs

Part-time actuaries taking on a 24-hour workweek can expect to earn approximately $49,793 annually, contrasting sharply with a full-time actuary's potential earnings. On the per-diem side, while it is uncommon for junior actuaries to secure such roles, seasoned professionals can bill $250 to $500 per hour for consulting services, with expert witness roles bringing in even higher rates of $400 to $800 per hour. Actuary hourly rates in Steamboat Springs also fluctuate among different employer types; life and health insurance firms, managed care organizations, and consulting companies often offer varying pay based on their firm's financial structures and benefits. Health insurance may provide lower hourly compensation compared to consulting but comes with stability and benefits, influencing individual preferences. Negotiating hourly rates requires a nuanced understanding of the local market and personal expertise, crucial for actuaries exploring opportunities in this vibrant CO mountain town.

Frequently Asked Questions

What is the hourly rate for actuaries in Steamboat Springs in 2026?

The estimated 2026 median hourly rate for actuaries in Steamboat Springs is $63.86/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $38.94 at entry level (10th percentile) to $98.99 for experienced practitioners (90th percentile). This is 1.0% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Steamboat Springs?

A part-time actuary working 3 days per week (24 hours) in Steamboat Springs earns approximately $6,641/month, or $79,697/year at the median hourly rate of $63.86. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Steamboat Springs paid hourly or salary?

The majority of actuaries in Steamboat Springs are paid hourly at a median rate of $63.86/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $132,829/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Steamboat Springs?

A full-time actuary working 40 hours per week (2,080 hours/year) in Steamboat Springs earns approximately $132,829/year at the median hourly rate of $63.86. This is 1.0% below the national median. Top earners working full-time can reach $205,898/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Steamboat Springs?

Part-time and per diem actuaries in Steamboat Springs sometimes command higher hourly rates — up to $98.99/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Steamboat Springs. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Steamboat Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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