Actuary Hourly Pay in Poway, CA: $61.56 (2026)
Quick Answer:Hourly pay for a actuary working in Poway, CA runs $61.56 at the median for 2026 — annualizing to $128,038 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Poway's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $54.43 nationally would. A 24-hour part-time schedule grosses $76,825 per year.
Based on BLS state-level estimates · View source

In Poway, California, actuaries receive a median hourly pay of $61.56, which trails the national hourly median of $64.50. This hourly wage provides flexible opportunities for part-time workers, particularly those seeking roles three days a week in various settings such as insurance company actuarial pricing departments or remote actuarial modeling. With entry-level positions starting at approximately $37.53 and experienced professionals earning up to $95.41 per hour, the actuarial profession in Poway presents a wide spectrum of pay scales. These estimates, derived from annual salary data, aptly reflect the industry's nuances, accommodating both full-time and part-time roles while highlighting the demand for actuaries who have advanced credentials like Fellowship in the Society of Actuaries (FSA) or the Casualty Actuarial Society (FCAS).
About the Poway Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $37.53 | $300.27 |
| Lower Range (P25) | $48.28 | $386.22 |
| Median (P50) | $61.56 | $492.47 |
| Upper Range (P75) | $78.26 | $626.05 |
| Top Earners (P90) | $95.41 | $763.27 |
Estimated Annual Income by Work Schedule in Poway
Based on $61.56/hr median hourly rate · 2026 est.
At $61.56/hr, a actuary working full-time (40 hr/wk) in Poway, CA can expect to earn approximately $128,042 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $73,871. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Poway.
Hourly Rate Calculator
Schedule Comparison in Poway
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,462.35 | $10,670 | $128,042 |
| Part-Time (24 hrs) | $1,477.41 | $6,402 | $76,825 |
| Per Diem (16 hrs) | $984.94 | $4,268 | $51,217 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Poway) | $61.56 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Poway, CA earn a median of $128,038 per year (2026 est.), which is 4.56% lower than the national median of $134,160 and 1.60% below the California state average of $130,120.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $61.56/hr = $76,825/year (purchasing power: $67,927).
Working 40h/week (full-time) = $128,042/year (purchasing power: $113,212).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$49.72/hr
2025 BLS Actual
$59.65/hr
2026 Current Est.
$61.56/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Poway (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $49.72/hr | Actual |
| 2020 | $50.95/hr | Actual |
| 2021 | $48.59/hr | Actual |
| 2022 | $52.30/hr | Actual |
| 2023 | $55.06/hr | Actual |
| 2024 | $79.21/hr | Actual |
| 2025 | $59.65/hr | Actual |
| 2026(current) | $61.56/hr | Estimated |
| 2027 | $63.53/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Poway grew 20.0% from $49.72/hr (2019) to $59.65/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $63.53/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Poway metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Poway
Considering a part-time actuary working a three-day week (24 hours) in Poway can expect to take home about $77,156 annually, a significant sum compared to the full-time norm. Per diem actuarial work is less common at entry-level; however, seasoned professionals involved in consulting or expert testimony earn from $250 to $800 per hour depending on their credentials and expertise. Employers within Poway vary in actuarial pay; life insurance firms such as Prudential and health management companies like UnitedHealth offer stability but may reflect lower hourly rates due to the inclusion of benefits like health insurance. In contrast, consulting firms may provide higher hourly earnings without benefits, appealing to seasoned actuaries who prioritize earnings. Those negotiating their hourly rate in Poway should consider the trade-offs between pay and benefits and align their requests with the prevailing market rates, ensuring they effectively advocate for their worth based on their credentials and experience.
More salary data for Poway, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Poway. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Poway is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov