Actuary Hourly Pay in Lodi, CA: $61.06 (2026)
Quick Answer:Hourly pay for a actuary working in Lodi, CA runs $61.06 at the median for 2026 — annualizing to $127,010 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Lodi's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $53.99 nationally would. A 24-hour part-time schedule grosses $76,207 per year.
Based on BLS state-level estimates · View source
In Lodi, California, the actuary hourly pay reflects a median rate of $61.06, which sits below the national median of $64.50. This difference may be crucial for actuaries seeking part-time roles, as those working three days a week could still secure a solid income while maintaining a balanced schedule. The hourly range in Lodi varies significantly, from $38.16 for entry-level positions to $94.64 for top earners, offering flexibility for professionals at different stages of their careers. Actuaries typically work in diverse settings, such as insurance company actuarial pricing departments or consulting firms, and the ability to bill hourly allows both part-time and per-diem workers to adapt their earning potential based on their availability and market demand.
About the Lodi Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $38.16 | $305.31 |
| Lower Range (P25) | $46.41 | $371.27 |
| Median (P50) | $61.06 | $488.51 |
| Upper Range (P75) | $78.16 | $625.31 |
| Top Earners (P90) | $94.64 | $757.16 |
Estimated Annual Income by Work Schedule in Lodi
Based on $61.06/hr median hourly rate · 2026 est.
At $61.06/hr, a actuary working full-time (40 hr/wk) in Lodi, CA can expect to earn approximately $127,012 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $73,276. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Lodi.
Hourly Rate Calculator
Schedule Comparison in Lodi
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,442.54 | $10,584 | $127,012 |
| Part-Time (24 hrs) | $1,465.52 | $6,351 | $76,207 |
| Per Diem (16 hrs) | $977.02 | $4,234 | $50,805 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Lodi) | $61.06 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Lodi, CA earn a median of $127,010 per year (2026 est.), which is 5.33% lower than the national median of $134,160 and 2.40% below the California state average of $130,134.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $61.06/hr = $76,207/year (purchasing power: $67,380).
Working 40h/week (full-time) = $127,012/year (purchasing power: $112,301).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$49.32/hr
2025 BLS Actual
$59.17/hr
2026 Current Est.
$61.06/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Lodi (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $49.32/hr | Actual |
| 2020 | $50.54/hr | Actual |
| 2021 | $48.20/hr | Actual |
| 2022 | $51.88/hr | Actual |
| 2023 | $54.62/hr | Actual |
| 2024 | $78.57/hr | Actual |
| 2025 | $59.17/hr | Actual |
| 2026(current) | $61.06/hr | Estimated |
| 2027 | $63.02/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Lodi grew 20.0% from $49.32/hr (2019) to $59.17/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $63.02/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lodi metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Lodi
For those considering part-time work in Lodi, an actuary dedicating 24 hours per week could potentially earn around $48,000 annually, a viable option compared to the full-time counterpart. Per-diem actuary pay in Lodi can be less predictable, especially for junior roles, but experienced professionals who have reached fellowship status, such as FSA or FCAS, can command fees of $250 to $500 per hour for consulting engagements. Employers across various sectors, including life insurance firms and reinsurance companies, may offer differing compensation packages. The trade-off often lies between higher hourly rates without benefits and slightly lower rates with health coverage, a significant consideration for many professionals. When negotiating, actuaries should highlight unique skills like data science capabilities or advanced examination status to secure better pay rates in a competitive job market.
More salary data for Lodi, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Lodi. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Lodi is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov