Actuary Hourly Pay in Hayward, CA: $63.36 (2026)
Quick Answer:Hourly pay for a actuary working in Hayward, CA runs $63.36 at the median for 2026 — annualizing to $131,795 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Hayward's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $56.03 nationally would. A 24-hour part-time schedule grosses $79,079 per year.
Based on BLS state-level estimates · View source
In Hayward, California, the median hourly pay for actuaries stands at $63.36, slightly below the national median of $64.50. This hourly rate reflects the anticipated compensation for those working part-time or on a per-diem basis, which is typical in environments such as insurance company actuarial pricing departments or consulting firm client engagements. With entry-level positions starting at around $36.75, the pay can reach as high as $98.22 for top earners in the field. These figures are indicative of the actuarial role, which often includes varied working arrangements, including remote and hybrid modeling jobs that have become increasingly prevalent in the industry. The estimates presented are derived from annual salary data and provide a useful benchmark for potential and current actuaries in Hayward.
About the Hayward Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $36.75 | $294.00 |
| Lower Range (P25) | $48.96 | $391.66 |
| Median (P50) | $63.36 | $506.92 |
| Upper Range (P75) | $81.10 | $648.84 |
| Top Earners (P90) | $98.22 | $785.72 |
Estimated Annual Income by Work Schedule in Hayward
Based on $63.36/hr median hourly rate · 2026 est.
At $63.36/hr, a actuary working full-time (40 hr/wk) in Hayward, CA can expect to earn approximately $131,799 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $76,038. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Hayward.
Hourly Rate Calculator
Schedule Comparison in Hayward
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,534.59 | $10,983 | $131,799 |
| Part-Time (24 hrs) | $1,520.76 | $6,590 | $79,079 |
| Per Diem (16 hrs) | $1,013.84 | $4,393 | $52,720 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Hayward) | $63.36 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Hayward, CA earn a median of $131,795 per year (2026 est.), which is 1.76% lower than the national median of $134,160 and 1.30% above the California state average of $130,103.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $63.36/hr = $79,079/year (purchasing power: $69,920).
Working 40h/week (full-time) = $131,799/year (purchasing power: $116,533).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$51.17/hr
2025 BLS Actual
$61.40/hr
2026 Current Est.
$63.36/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Hayward (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $51.17/hr | Actual |
| 2020 | $52.44/hr | Actual |
| 2021 | $50.02/hr | Actual |
| 2022 | $53.84/hr | Actual |
| 2023 | $56.68/hr | Actual |
| 2024 | $81.53/hr | Actual |
| 2025 | $61.40/hr | Actual |
| 2026(current) | $63.36/hr | Estimated |
| 2027 | $65.39/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Hayward grew 20.0% from $51.17/hr (2019) to $61.40/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $65.39/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hayward metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Hayward
Turning to financial realities, part-time actuaries working three days a week, amounting to 24 hours, can expect a significant yet variable annual income compared to their full-time counterparts. This role often leads to a different work dynamic; while entry-level actuaries are typically salaried, seasoned professionals with credentials such as FSA or FCAS can secure more lucrative per-diem opportunities in consulting or expert witness roles, ranging from $250 to $800 per hour. In Hayward, compensation can differ based on the employer. For instance, life insurance companies may offer lower hourly rates compared to reinsurance or consulting firms that pay a premium for advanced actuarial credentials. Many professionals weigh the benefits of full-time employment against higher hourly rates in freelance capacities. Those interested in negotiating hourly contracts should emphasize their exam progress and advanced skills in predictive analytics to secure the best possible rates.
More salary data for Hayward, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Hayward. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Hayward is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov