Actuary Pay

Actuary Hourly Pay in Garden Grove, CA: $63.96 (2026)

Quick Answer:Hourly pay for a actuary working in Garden Grove, CA runs $63.96 at the median for 2026 — annualizing to $133,035 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Garden Grove's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $56.55 nationally would. A 24-hour part-time schedule grosses $79,826 per year.

$133,035
Median Annual Salary
$63.96/hr
Hourly Rate
$77,161
Entry Level (P10)
$206,205
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Garden Grove, CA — 2026 est., based on 2025 BLS
Garden Grove, CA actuary hourly rate overview (2026 est., based on 2025 BLS)

In Garden Grove, California, the actuary hourly pay is projected at $63.96, which is slightly lower than the national hourly median of $64.50. This figure suggests a favorable earning potential for both part-time actuaries and those working on a per-diem basis. For example, an actuary working three days a week, approximately 24 hours, would earn around $36,000 annually if they billed at the median rate. Entry-level actuaries in this region can expect to earn about $37.10 per hour, while top earners can command up to $99.13 per hour. Such hourly rates reflect the variability seen within different fields of actuarial practice, including insurance company actuarial pricing departments, consulting firms, and remote actuarial modeling roles.

About the Garden Grove Market

Salary estimated from California average ($148,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$37.10$296.80
Lower Range (P25)$46.34$370.69
Median (P50)$63.96$511.71
Upper Range (P75)$81.87$654.95
Top Earners (P90)$99.13$793.07

Estimated Annual Income by Work Schedule in Garden Grove

Based on $63.96/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Garden Grove earning $63.96/hr would make approximately $76,756 part-time (24 hr/wk) or $133,044 full-time (40 hr/wk).Part-Time (24 hr/wk)$76,756Reduced (32 hr/wk)$102,341Full-Time (40 hr/wk)$133,044

At $63.96/hr, a actuary working full-time (40 hr/wk) in Garden Grove, CA can expect to earn approximately $133,044 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $76,756. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Garden Grove.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$511.71
per 8hr shift
$2,558.53
per week
$11,087
per month
$133,044
per year

Schedule Comparison in Garden Grove

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,558.53$11,087$133,044
Part-Time (24 hrs)$1,535.12$6,652$79,826
Per Diem (16 hrs)$1,023.41$4,435$53,218

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Garden Grove)$63.96
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Garden Grove ($133,035) with California average ($130,044) and the US national median ($134,160).Garden Grove$133,035California Avg$130,044+2.30%US National$134,160-0.84%

Actuarys in Garden Grove, CA earn a median of $133,035 per year (2026 est.), which is 0.84% lower than the national median of $134,160 and 2.30% above the California state average of $130,044.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $63.96/hr = $79,826/year (purchasing power: $70,580).

Working 40h/week (full-time) = $133,044/year (purchasing power: $117,634).

CoL index: 113.1 (100 = national average).

2019 BLS Actual

$51.66/hr

2025 BLS Actual

$61.98/hr

2026 Current Est.

$63.96/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Garden Grove (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Garden Grove. Baseline $51.66/hr in 2025, projected to $66.01/hr by 2027.$44$55$66$78$892019202020212022202320242025202620272025 BLS$51.66$52.94$50.49$54.35$57.21$82.30$61.98$63.96$66.01
YearHourly RateStatus
2019$51.66/hrActual
2020$52.94/hrActual
2021$50.49/hrActual
2022$54.35/hrActual
2023$57.21/hrActual
2024$82.30/hrActual
2025$61.98/hrActual
2026(current)$63.96/hrEstimated
2027$66.01/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Garden Grove grew 20.0% from $51.66/hr (2019) to $61.98/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $66.01/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Garden Grove metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Garden Grove

Beyond the surface of hourly wages in Garden Grove lies a diverse landscape of earning potentials for actuaries. Those taking on part-time roles may face significantly different financial realities compared to full-time employees. Working three days a week could yield a take-home pay that is half of a typical full-time actuary, leaving many to weigh the benefits of work-life balance against financial stability. Per-diem actuaries often find opportunities in advanced roles, as entry-level positions generally do not feature casual per-diem engagements. For seasoned professionals, consulting roles can command rates between $250 and $500 per hour, while expert witness engagements can range from $400 to $800 per hour. The hourly rates also fluctuate depending on the employer, with health insurance companies like UnitedHealth and Cigna typically offering health benefits that may justify lower hourly rates compared to firms focusing solely on higher fee-paying contracts. For those working hourly, knowing the nuances of negotiating pay, especially within Garden Grove’s local firms, can greatly affect overall compensation.

Frequently Asked Questions

What is the hourly rate for actuaries in Garden Grove in 2026?

The estimated 2026 median hourly rate for actuaries in Garden Grove is $63.96/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $37.10 at entry level (10th percentile) to $99.13 for experienced practitioners (90th percentile). This is 0.8% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Garden Grove?

A part-time actuary working 3 days per week (24 hours) in Garden Grove earns approximately $6,652/month, or $79,826/year at the median hourly rate of $63.96. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Garden Grove paid hourly or salary?

The majority of actuaries in Garden Grove are paid hourly at a median rate of $63.96/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $133,044/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Garden Grove?

A full-time actuary working 40 hours per week (2,080 hours/year) in Garden Grove earns approximately $133,044/year at the median hourly rate of $63.96. This is 0.8% below the national median. Top earners working full-time can reach $206,199/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Garden Grove?

Part-time and per diem actuaries in Garden Grove sometimes command higher hourly rates — up to $99.13/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Garden Grove. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Garden Grove is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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