Entry-Level Actuary Salary in Victoria, TX: $77,128 (2026)
Quick Answer:New actuaries entering the Victoria, TX job market in 2026 can expect a starting salary around $77,128 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Victoria's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $80,342 would in average-cost America. Most reach the city median ($125,084) within a few years of clinical practice.
Based on BLS state-level estimates · View source
New graduates entering the actuarial field in Victoria, TX can expect an entry-level actuary salary around $77,128 annually in 2026, a figure that is notably lower than the city's median salary of $125,084. This initial compensation reflects a significant gap, highlighting the typical trajectory for new actuaries who can anticipate salary growth as they gain experience and progress through professional exams. Within the first three to five years, actuaries who remain in Victoria may see their salaries rise towards the $94,292 mark, which is the 25th percentile pay for the region. Victoria’s market, characterized by its cost of living index below the national average, may offer a balanced environment for new graduates starting their careers.
About the Victoria Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Victoria
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Victoria
Entry-level actuarys in Victoria, TX typically start between $77,128 and $94,292 per year (2026 est.). The full salary range spans $116,752 from the 10th to 90th percentile, with the local median at $125,084 — 6.77% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 67.42% of the starting actuary pay ($77,128/year) in Victoria. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Victoria
- 1Research the Victoria market: entry-level actuary pay ranges from $77,128 to $94,292, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Victoria, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Victoria for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Victoria's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Victoria is $116,752 ( 151.37%) between entry-level and top earners. Starting at $77,128, experienced hygienists can earn up to $193,880.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,695
2025 BLS Actual
$74,736
2026 Current Est.
$77,128
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Victoria (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,695 | Actual |
| 2020 | $62,808 | Actual |
| 2021 | $60,173 | Actual |
| 2022 | $68,258 | Actual |
| 2023 | $71,702 | Actual |
| 2024 | $72,852 | Actual |
| 2025 | $74,736 | Actual |
| 2026(current) | $77,128 | Estimated |
| 2027 | $79,596 | Projected |
Entry-level actuary compensation (10th percentile) in Victoria, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $61,695 in 2019 to $74,736 in 2025. By 2027, starting salaries are projected to reach $79,596. New graduates entering the Victoria job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Victoria metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Victoria
Several key employers in Victoria are actively recruiting new actuarial graduates, establishing a promising foundation for early-career professionals in the industry. Large life insurers such as Prudential and MetLife offer robust training programs that include structured study time for actuarial exams, while health insurance companies also hire entry-level actuaries. Consulting firms like Milliman, Mercer, Aon, and WTW tend to pay more for ASA-credentialed analysts and have higher base salaries, reflecting their demand for experienced individuals. Credentials play a crucial role in salary progression; new graduates should prioritize earning their bachelor's degrees in relevant fields, passing preliminary actuarial exams, and obtaining VEE credits to enhance their employability. Furthermore, as actuaries progress through their careers, each passed exam can contribute an additional $3,000 to $8,000 to their base salary, fostering clear growth strategies for this profession in Texas. Given these dynamics, the potential for salary advancement in Victoria within the first few years is notably strong, particularly for those who remain committed to their professional development.
More salary data for Victoria, TX:
Frequently Asked Questions
What is the starting salary for actuaries in Victoria in 2026?
How fast do actuary salaries grow in Victoria?
Is actuarial science school worth it in Victoria?
What do new actuaries make right out of school in Victoria?
How do I become a actuary in Texas?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Victoria. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Victoria is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov