Entry-Level Actuary Salary in Sachse, TX: $79,098 (2026)
Quick Answer:New actuaries entering the Sachse, TX job market in 2026 can expect a starting salary around $79,098 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Sachse's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $82,394 would in average-cost America. Most reach the city median ($123,026) within a few years of clinical practice.
Based on BLS state-level estimates · View source
New graduates entering the actuarial field in Sachse, TX, can expect to see starting salaries around $79,098 in 2026. This figure is notably lower than the city's median annual salary of $123,026, indicating a significant gap that entry-level actuaries must navigate as they begin their careers. Within the first few years, there is potential for salary growth, with the lower quartile (P25) reaching approximately $94,727, suggesting a trajectory where diligent work and relevant credential advancement can lead to substantial increases in pay. Given the positive annual growth rate of 3.20%, Sachse presents a favorable environment for new graduates looking to enter the actuarial profession, especially for those who are willing to pursue the necessary qualifications.
About the Sachse Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Sachse
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Sachse
Entry-level actuarys in Sachse, TX typically start between $79,098 and $94,727 per year (2026 est.). The full salary range spans $111,592 from the 10th to 90th percentile, with the local median at $123,026 — 8.3% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 65.74% of the starting actuary pay ($79,098/year) in Sachse. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Sachse
- 1Research the Sachse market: entry-level actuary pay ranges from $79,098 to $94,727, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Sachse, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Sachse for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Sachse's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Sachse is $111,592 ( 141.08%) between entry-level and top earners. Starting at $79,098, experienced hygienists can earn up to $190,690.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$63,271
2025 BLS Actual
$76,645
2026 Current Est.
$79,098
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Sachse (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $63,271 | Actual |
| 2020 | $64,412 | Actual |
| 2021 | $61,710 | Actual |
| 2022 | $70,002 | Actual |
| 2023 | $73,533 | Actual |
| 2024 | $74,722 | Actual |
| 2025 | $76,645 | Actual |
| 2026(current) | $79,098 | Estimated |
| 2027 | $81,629 | Projected |
Entry-level actuary compensation (10th percentile) in Sachse, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $63,271 in 2019 to $76,645 in 2025. By 2027, starting salaries are projected to reach $81,629. New graduates entering the Sachse job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sachse metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Sachse
Several large employers in Sachse seek to hire new actuaries, including prominent life insurers such as Prudential, MetLife, and Northwestern Mutual. These companies often have structured programs for recent graduates, providing support for exam preparation that can enhance early career compensation. Health insurers and consulting firms like Milliman, Mercer, Aon, and WTW are also key players in the market, with many seeking candidates who have completed significant portions of their actuarial exams. Holding a relevant bachelor's degree is beneficial, and pursuing professional designations such as ASA or higher not only helps with job prospects but can also lead to increased starting pay. Actuaries can expect to see their salaries rise substantially with each passed exam, adding $3,000 to $8,000 to their base pay. For those entering the field with the ambition to advance, strategic planning around educational goals and exam readiness will be crucial to achieving realistic salary growth within the first few years of their careers.
More salary data for Sachse, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Sachse. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Sachse is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov