Entry-Level Actuary Salary in Missouri City, TX: $75,627 (2026)
Quick Answer:New actuaries entering the Missouri City, TX job market in 2026 can expect a starting salary around $75,627 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Missouri City's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $78,778 would in average-cost America. Most reach the city median ($128,969) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For new graduates entering the actuarial profession in Missouri City, Texas, the starting actuary salary is projected to begin at around $75,627 in 2026. While this figure is significantly lower than the city's median salary of $128,969, it allows early-career professionals to establish themselves in a growing field. Over the first three to five years, individuals can expect a progressive increase in salary as they gain experience and pass critical exams. With the annual growth rate for actuaries expected at 3.20%, entry-level positions can lead to potential salaries reaching $94,200 within a few years, and ultimately move closer to the median as actuaries become more established in their careers. Missouri City presents a viable market for new grads, offering a range of opportunities in firms that recognize the value of this specialized skillset.
About the Missouri City Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Missouri City
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Missouri City
Entry-level actuarys in Missouri City, TX typically start between $75,627 and $94,200 per year (2026 est.). The full salary range spans $124,276 from the 10th to 90th percentile, with the local median at $128,969 — 3.87% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 68.76% of the starting actuary pay ($75,627/year) in Missouri City. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Missouri City
- 1Research the Missouri City market: entry-level actuary pay ranges from $75,627 to $94,200, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Missouri City, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Missouri City for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Missouri City's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Missouri City is $124,276 ( 164.33%) between entry-level and top earners. Starting at $75,627, experienced hygienists can earn up to $199,903.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$60,495
2025 BLS Actual
$73,282
2026 Current Est.
$75,627
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Missouri City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,495 | Actual |
| 2020 | $61,586 | Actual |
| 2021 | $59,002 | Actual |
| 2022 | $66,930 | Actual |
| 2023 | $70,307 | Actual |
| 2024 | $71,399 | Actual |
| 2025 | $73,282 | Actual |
| 2026(current) | $75,627 | Estimated |
| 2027 | $78,047 | Projected |
Entry-level actuary compensation (10th percentile) in Missouri City, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $60,495 in 2019 to $73,282 in 2025. By 2027, starting salaries are projected to reach $78,047. New graduates entering the Missouri City job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Missouri City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Missouri City
In Missouri City, several employers actively recruit entry-level actuaries, particularly prominent life insurers such as Prudential, MetLife, and Northwestern Mutual, which often leverage campus recruitment pipelines. Additionally, health insurance companies and consulting firms like Milliman, Mercer, Aon, and WTW provide further avenues for students pursuing actuarial careers. Those starting their careers should be aware that credentials significantly impact potential earnings; possessing a bachelor's degree in actuarial science or a related field is critical, as is successfully passing initial actuarial exams. With each exam passed—especially under the Society of Actuaries (SOA) or Casualty Actuarial Society (CAS)—candidates can often see a substantial salary boost of $3,000 to $8,000 added to their base pay. Focused strategies for the first years, such as seeking roles that allow for exam study time, can also enhance growth potential in this profession, making the early years a crucial investment in a prosperous actuarial career.
More salary data for Missouri City, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Missouri City. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Missouri City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov