Entry-Level Actuary Salary in Haltom City, TX: $77,186 (2026)
Quick Answer:New actuaries entering the Haltom City, TX job market in 2026 can expect a starting salary around $77,186 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Haltom City's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $80,402 would in average-cost America. Most reach the city median ($122,236) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, new graduates stepping into entry-level actuary roles in Haltom City, Texas can expect a starting salary of around $77,186. This figure is notably below the city's median annual actuary salary of $122,236, reflecting a typical gap for entry-level professionals. However, early-career actuaries should see positive salary progression as they gain experience, with a 3-5 year trajectory leading them through the $93,178 mark at the 25th percentile before potentially reaching the median salary level. With the overall growth rate for the actuary profession projected at 3.20%, Haltom City presents a promising market for new actuarial graduates looking to establish their careers.
About the Haltom City Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Haltom City
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Haltom City
Entry-level actuarys in Haltom City, TX typically start between $77,186 and $93,178 per year (2026 est.). The full salary range spans $112,280 from the 10th to 90th percentile, with the local median at $122,236 — 8.89% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 67.37% of the starting actuary pay ($77,186/year) in Haltom City. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Haltom City
- 1Research the Haltom City market: entry-level actuary pay ranges from $77,186 to $93,178, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Haltom City, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Haltom City for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Haltom City's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Haltom City is $112,280 ( 145.47%) between entry-level and top earners. Starting at $77,186, experienced hygienists can earn up to $189,466.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,742
2025 BLS Actual
$74,793
2026 Current Est.
$77,186
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Haltom City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,742 | Actual |
| 2020 | $62,856 | Actual |
| 2021 | $60,219 | Actual |
| 2022 | $68,310 | Actual |
| 2023 | $71,756 | Actual |
| 2024 | $72,904 | Actual |
| 2025 | $74,793 | Actual |
| 2026(current) | $77,186 | Estimated |
| 2027 | $79,656 | Projected |
Entry-level actuary compensation (10th percentile) in Haltom City, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $61,742 in 2019 to $74,793 in 2025. By 2027, starting salaries are projected to reach $79,656. New graduates entering the Haltom City job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Haltom City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Haltom City
A variety of employers in Haltom City actively seek out new graduates for actuarial positions. Major life insurance companies like Prudential and MetLife often recruit from universities, providing structured exam study time for new hires. Health insurers also employ entry-level actuaries, while consulting firms such as Milliman and Mercer typically offer enhanced salaries for those who have achieved the ASA credential or higher. The complete certification path is vital for salary enhancements in Texas; candidates with strong educational backgrounds, including degrees in math or actuarial science, along with passed exams and VEE credits, can see their initial compensation increase as they progress through the actuarial exams. In the first 1-3 years, expect to see salary growth driven primarily by exam passage, with each successful exam adding an estimated $3,000 to $8,000 annually to base pay. Given the increasing demand for skills in predictive analytics and data science, new actuaries in Haltom City who strategically focus on their exam progression and skill development can anticipate positive outcomes in their early careers.
More salary data for Haltom City, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Haltom City. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Haltom City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov