Entry-Level Actuary Salary in Grapevine, TX: $77,099 (2026)
Quick Answer:New actuaries entering the Grapevine, TX job market in 2026 can expect a starting salary around $77,099 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Grapevine's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $80,311 would in average-cost America. Most reach the city median ($125,011) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In Grapevine, TX, new graduates entering the actuarial profession can anticipate starting salaries beginning at around $77,099 in 2026. Although this initial pay is below the median annual salary of $125,011 for the area, it presents a realistic threshold for entry-level positions. For those looking to advance, there is a potential growth trajectory where early-career professionals can expect to see their earnings rise from this entry point to approximately $94,153 within a few years, and towards the median salary as they gain more experience. Currently, Grapevine holds promise for fresh graduates, as the growth rate of 3.20% suggests consistent demand for actuaries in the local market.
About the Grapevine Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Grapevine
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Grapevine
Entry-level actuarys in Grapevine, TX typically start between $77,099 and $94,153 per year (2026 est.). The full salary range spans $116,668 from the 10th to 90th percentile, with the local median at $125,011 — 6.82% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 67.45% of the starting actuary pay ($77,099/year) in Grapevine. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Grapevine
- 1Research the Grapevine market: entry-level actuary pay ranges from $77,099 to $94,153, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Grapevine, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Grapevine for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Grapevine's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Grapevine is $116,668 ( 151.32%) between entry-level and top earners. Starting at $77,099, experienced hygienists can earn up to $193,767.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,672
2025 BLS Actual
$74,708
2026 Current Est.
$77,099
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Grapevine (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,672 | Actual |
| 2020 | $62,784 | Actual |
| 2021 | $60,151 | Actual |
| 2022 | $68,233 | Actual |
| 2023 | $71,675 | Actual |
| 2024 | $72,826 | Actual |
| 2025 | $74,708 | Actual |
| 2026(current) | $77,099 | Estimated |
| 2027 | $79,566 | Projected |
Entry-level actuary compensation (10th percentile) in Grapevine, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $61,672 in 2019 to $74,708 in 2025. By 2027, starting salaries are projected to reach $79,566. New graduates entering the Grapevine job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Grapevine metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Grapevine
Employers in Grapevine that typically hire entry-level actuaries include major life insurance firms like Prudential, MetLife, and Northwestern Mutual, which actively recruit from actuarial programs and provide structured support for exam preparations. Additionally, health insurance companies and consulting firms such as Milliman, Mercer, Aon, and WTW also seek out new grads, often offering higher starting pay for positions requiring Associate-level (ASA) designations. Holding a degree in mathematics, statistics, or actuarial science can improve starting pay, especially if candidates pass initial actuarial exams and earn VEE credits. For new actuaries, the first three years are critical; each passed exam can yield a salary boost of $3,000 to $8,000, making exam success a key contributor to future compensation in the competitive Grapevine market.
More salary data for Grapevine, TX:
Frequently Asked Questions
What is the starting salary for actuaries in Grapevine in 2026?
How fast do actuary salaries grow in Grapevine?
Is actuarial science school worth it in Grapevine?
What do new actuaries make right out of school in Grapevine?
How do I become a actuary in Texas?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Grapevine. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Grapevine is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov