Entry-Level Actuary Salary in Frisco, TX: $77,350 (2026)
Quick Answer:New actuaries entering the Frisco, TX job market in 2026 can expect a starting salary around $77,350 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Frisco's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $80,573 would in average-cost America. Most reach the city median ($133,363) within a few years of clinical practice.
Based on BLS state-level estimates · View source
New graduates starting their careers as actuaries in Frisco, TX, can expect entry-level salaries to range from $77,350 at the 10th percentile to a more promising median of $133,363. This initial pay is quite a gap from the median, indicating the typical growth trajectory that fresh graduates can anticipate as they advance in their roles. Within the first 3-5 years, our industry sees younger actuaries moving through the salary spectrum, as many transition from entry-level positions to earning around $96,021 at the 25th percentile. For new graduates considering a career in Frisco, the local market aligns well with the Texas average and presents a stimulating environment to launch into this competitive field.
About the Frisco Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Frisco
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Frisco
Entry-level actuarys in Frisco, TX typically start between $77,350 and $96,021 per year (2026 est.). The full salary range spans $129,363 from the 10th to 90th percentile, with the local median at $133,363 — 0.59% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 67.23% of the starting actuary pay ($77,350/year) in Frisco. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Frisco
- 1Research the Frisco market: entry-level actuary pay ranges from $77,350 to $96,021, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Frisco, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Frisco for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Frisco's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Frisco is $129,363 ( 167.24%) between entry-level and top earners. Starting at $77,350, experienced hygienists can earn up to $206,713.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,873
2025 BLS Actual
$74,952
2026 Current Est.
$77,350
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Frisco (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,873 | Actual |
| 2020 | $62,989 | Actual |
| 2021 | $60,347 | Actual |
| 2022 | $68,456 | Actual |
| 2023 | $71,909 | Actual |
| 2024 | $73,799 | Actual |
| 2025 | $74,952 | Actual |
| 2026(current) | $77,350 | Estimated |
| 2027 | $79,826 | Projected |
Entry-level actuary compensation (10th percentile) in Frisco, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $61,873 in 2019 to $74,952 in 2025. By 2027, starting salaries are projected to reach $79,826. New graduates entering the Frisco job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Frisco metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Frisco
New actuaries in Frisco will likely find opportunities with major employers such as Prudential, MetLife, and Northwestern Mutual, who actively seek out new graduates for their actuarial programs and often offer structured training that includes exam preparation. Additionally, health insurance firms and consulting agencies like Milliman, Mercer, and Aon often hire entry-level positions and value the professional growth that comes with achieving actuarial designations. Holding a bachelor's degree in a relevant field, along with passing initial actuarial exams, sets the foundation for increased earnings; each certification can boost starting pay significantly. Within the first few years, salaries can rise substantially as professionals progress through their exams, with each passed assessment linked to an increase of about $3k-$8k in base compensation. Thus, new actuaries can reasonably expect salary growth reflecting their exam success and skill development in predictive analysis and data science, placing Frisco in a favorable position for ambitious candidates.
More salary data for Frisco, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Frisco. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Frisco is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov