Entry-Level Actuary Salary in Eagle Pass, TX: $77,541 (2026)
Quick Answer:New actuaries entering the Eagle Pass, TX job market in 2026 can expect a starting salary around $77,541 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Eagle Pass's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $80,772 would in average-cost America. Most reach the city median ($122,567) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Entering the actuarial field in Eagle Pass, TX, presents a compelling opportunity for recent graduates. In 2026, the entry-level actuary salary is projected to start at around $77,541, which is a significant gap from the city’s median salary of $122,567. New professionals can realistically expect their earnings to increase over the first few years, potentially reaching the 25th percentile salary of $93,824 by the end of their third to fifth year in the industry. The local market suggests a degree of stability, as the area’s cost of living index sits below the national average, making Eagle Pass an attractive environment for new graduates aiming to start their careers without the burden of excessively high living costs.
About the Eagle Pass Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Eagle Pass
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Eagle Pass
Entry-level actuarys in Eagle Pass, TX typically start between $77,541 and $93,824 per year (2026 est.). The full salary range spans $112,437 from the 10th to 90th percentile, with the local median at $122,567 — 8.64% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 67.06% of the starting actuary pay ($77,541/year) in Eagle Pass. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Eagle Pass
- 1Research the Eagle Pass market: entry-level actuary pay ranges from $77,541 to $93,824, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Eagle Pass, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Eagle Pass for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Eagle Pass's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Eagle Pass is $112,437 ( 145.00%) between entry-level and top earners. Starting at $77,541, experienced hygienists can earn up to $189,978.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$62,026
2025 BLS Actual
$75,137
2026 Current Est.
$77,541
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Eagle Pass (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,026 | Actual |
| 2020 | $63,145 | Actual |
| 2021 | $60,496 | Actual |
| 2022 | $68,625 | Actual |
| 2023 | $72,086 | Actual |
| 2024 | $73,239 | Actual |
| 2025 | $75,137 | Actual |
| 2026(current) | $77,541 | Estimated |
| 2027 | $80,023 | Projected |
Entry-level actuary compensation (10th percentile) in Eagle Pass, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $62,026 in 2019 to $75,137 in 2025. By 2027, starting salaries are projected to reach $80,023. New graduates entering the Eagle Pass job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Eagle Pass metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Eagle Pass
In Eagle Pass, several prominent employers actively hire entry-level actuaries, particularly large life and health insurance companies like Prudential and MetLife, along with consulting firms such as Milliman and Mercer. These organizations often have structured programs that support exam preparation, which is essential for boosting starting pay in Texas. To enhance their earning potential, new graduates should focus on obtaining the necessary credentials, such as a Bachelor’s degree in actuarial science or related fields and passing the requisite exams from the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS). The path from Associate to Fellow is critical, as obtaining an ASA can take 4-5 years and lead to increased earnings, while an FSA status could take an additional 3-5 years and significantly elevate one’s market value, particularly with firms that pay premium for advanced qualifications. Given that each passed exam can add $3,000 to $8,000 to a base salary, early strategic career moves can lead to substantial salary growth within the first few years in this burgeoning market.
More salary data for Eagle Pass, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Eagle Pass. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Eagle Pass is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov