Entry-Level Actuary Salary in Duncanville, TX: $72,768 (2026)
Quick Answer:New actuaries entering the Duncanville, TX job market in 2026 can expect a starting salary around $72,768 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Duncanville's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $75,800 would in average-cost America. Most reach the city median ($124,755) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, new graduates beginning their careers as actuaries in Duncanville, Texas can expect to see an entry-level salary around $72,768, which is significantly lower than the city’s median annual salary of $124,755. This gap highlights the typical progression many actuaries experience early in their careers. With time, as professionals gain experience and certification, their earnings can rise considerably. Actuaries starting at the P10 level may find themselves moving towards the P25 salary mark of $95,391 within their first few years, reflecting a growth trajectory that aligns with the industry’s standards. Therefore, Duncanville presents a relatively viable market for new graduates, offering opportunities to advance gradually as they work towards gaining essential credentials and experience.
About the Duncanville Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Duncanville
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Duncanville
Entry-level actuarys in Duncanville, TX typically start between $72,768 and $95,391 per year (2026 est.). The full salary range spans $120,603 from the 10th to 90th percentile, with the local median at $124,755 — 7.01% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 71.46% of the starting actuary pay ($72,768/year) in Duncanville. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Duncanville
- 1Research the Duncanville market: entry-level actuary pay ranges from $72,768 to $95,391, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Duncanville, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Duncanville for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Duncanville's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Duncanville is $120,603 ( 165.74%) between entry-level and top earners. Starting at $72,768, experienced hygienists can earn up to $193,371.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$58,208
2025 BLS Actual
$70,512
2026 Current Est.
$72,768
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Duncanville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $58,208 | Actual |
| 2020 | $59,258 | Actual |
| 2021 | $56,772 | Actual |
| 2022 | $64,400 | Actual |
| 2023 | $67,649 | Actual |
| 2024 | $69,036 | Actual |
| 2025 | $70,512 | Actual |
| 2026(current) | $72,768 | Estimated |
| 2027 | $75,097 | Projected |
Entry-level actuary compensation (10th percentile) in Duncanville, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $58,208 in 2019 to $70,512 in 2025. By 2027, starting salaries are projected to reach $75,097. New graduates entering the Duncanville job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Duncanville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Duncanville
Several prominent employers in Duncanville actively recruit entry-level actuaries, including large life insurance companies like Prudential and MetLife, as well as health insurance firms. These organizations often provide structured pathways for new grads through campus recruitment programs, offering vital study time for actuarial exams. Gaining professional credentials, such as the Associate of the Society of Actuaries (ASA), can elevate a new grad actuary's pay significantly in Texas. For those navigating the early years of their careers, each passed exam typically adds between $3,000 and $8,000 to their base salary. Furthermore, a focus on skills like predictive analytics is increasingly valuable, as consulting firms like Milliman and Mercer tend to pay a premium for actuaries who achieve Fellow status (FSA). Realistically, actuaries in their first three years can expect to see their salaries increase as they complete necessary examinations and gain more experience.
More salary data for Duncanville, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Duncanville. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Duncanville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov