Entry-Level Actuary Salary in Cedar Park, TX: $74,379 (2026)
Quick Answer:New actuaries entering the Cedar Park, TX job market in 2026 can expect a starting salary around $74,379 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Cedar Park's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $77,478 would in average-cost America. Most reach the city median ($128,239) within a few years of clinical practice.
Based on BLS state-level estimates · View source
While pursuing a career in actuarial science in Cedar Park, TX, new graduates can set realistic expectations for their entry-level actuary salary starting at approximately $74,379 in 2026. Although this initial pay is quite below the city’s median salary of $128,239, it does provide a growth trajectory that can lead to better compensation within a few years. With an annual growth rate of 3.20%, fresh actuaries may expect their earnings to rise to about $92,792 after gaining a few years of experience, eventually reaching the city's median as they ascend the career ladder. This makes Cedar Park a promising market for new actuaries, particularly as demand for their expertise in risk assessment and data analysis increases.
About the Cedar Park Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in Cedar Park
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Cedar Park
Entry-level actuarys in Cedar Park, TX typically start between $74,379 and $92,792 per year (2026 est.). The full salary range spans $124,392 from the 10th to 90th percentile, with the local median at $128,239 — 4.41% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 69.91% of the starting actuary pay ($74,379/year) in Cedar Park. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Cedar Park
- 1Research the Cedar Park market: entry-level actuary pay ranges from $74,379 to $92,792, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Cedar Park, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Cedar Park for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Cedar Park's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Cedar Park is $124,392 ( 167.24%) between entry-level and top earners. Starting at $74,379, experienced hygienists can earn up to $198,771.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$59,497
2025 BLS Actual
$72,073
2026 Current Est.
$74,379
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Cedar Park (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $59,497 | Actual |
| 2020 | $60,570 | Actual |
| 2021 | $58,029 | Actual |
| 2022 | $65,826 | Actual |
| 2023 | $69,147 | Actual |
| 2024 | $70,964 | Actual |
| 2025 | $72,073 | Actual |
| 2026(current) | $74,379 | Estimated |
| 2027 | $76,759 | Projected |
Entry-level actuary compensation (10th percentile) in Cedar Park, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $59,497 in 2019 to $72,073 in 2025. By 2027, starting salaries are projected to reach $76,759. New graduates entering the Cedar Park job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cedar Park metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Cedar Park
In Cedar Park, several key employers actively hire recent graduates in actuarial roles, notably large life insurers like Prudential and MetLife, which often participate in college recruiting. Additionally, health insurers and consulting firms such as Milliman and Mercer typically seek entry-level analysts with a solid background in mathematics or statistics. To enhance earning potential, obtaining a bachelor's degree in these fields, along with passing initial actuarial exams, is crucial. Recent grads who gain their ASA credentials may see rapid salary increases, potentially adding $3,000 to $8,000 with each exam passed. Furthermore, developing skills in predictive analytics or data science can set one apart in this competitive market. Over the first three years, new actuaries should anticipate steady progress in their salaries as they balance exam preparation with entry-level responsibilities.
More salary data for Cedar Park, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Cedar Park. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Cedar Park is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov