Entry-Level Actuary Salary in Ponca City, OK: $74,195 (2026)
Quick Answer:New actuaries entering the Ponca City, OK job market in 2026 can expect a starting salary around $74,195 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Ponca City's local price level (BEA RPP 88.9 — 11% below national), a first-year paycheck buys what $83,459 would in average-cost America. Most reach the city median ($110,807) within a few years of clinical practice.
Based on BLS state-level estimates · View source

In 2026, new graduates entering Ponca City’s actuarial field can expect to earn an entry-level actuary salary ranging from $74,195 to $87,164, which reflects the lower end of the city’s expected median salary of $110,807. These starting salaries, while slightly lower compared to the national average of $134,160, still provide a solid foundation for growth in the profession. With Ponca City's entry-level salaries positioned within this range, early-career actuaries can look forward to incremental increases as they gain experience and progress through their exams. Over the first few years—typically from entry-level to a more seasoned status—those in this line of work can realistically anticipate growth toward the city median, benefiting from a projected annual growth rate of 3.20%.
About the Ponca City Market
Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.
Career Earnings Timeline in Ponca City
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Ponca City
Entry-level actuarys in Ponca City, OK typically start between $74,195 and $87,164 per year (2026 est.). The full salary range spans $97,556 from the 10th to 90th percentile, with the local median at $110,807 — 17.41% below the national median.
Return on Investment
The average actuarial science program cost in Oklahoma of $40,000 represents just 53.91% of the starting actuary pay ($74,195/year) in Ponca City. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Ponca City
- 1Research the Ponca City market: entry-level actuary pay ranges from $74,195 to $87,164, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in OK often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Ponca City, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Ponca City for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Ponca City's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Ponca City is $97,556 ( 131.49%) between entry-level and top earners. Starting at $74,195, experienced hygienists can earn up to $171,751.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$59,349
2025 BLS Actual
$71,894
2026 Current Est.
$74,195
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Ponca City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $59,349 | Actual |
| 2020 | $60,420 | Actual |
| 2021 | $57,885 | Actual |
| 2022 | $65,663 | Actual |
| 2023 | $68,975 | Actual |
| 2024 | $59,144 | Actual |
| 2025 | $71,894 | Actual |
| 2026(current) | $74,195 | Estimated |
| 2027 | $76,569 | Projected |
Entry-level actuary compensation (10th percentile) in Ponca City, OK grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $59,349 in 2019 to $71,894 in 2025. By 2027, starting salaries are projected to reach $76,569. New graduates entering the Ponca City job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ponca City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Ponca City
Several prominent employers in Ponca City hire new actuary graduates, including large life insurance companies such as Prudential and MetLife, which often establish campus pipelines for recruitment. Consulting firms like Milliman and Aon also seek entry-level actuaries, providing structured paths that typically include study time for actuarial exams. To enhance starting pay in the region, candidates should focus on obtaining relevant credentials, such as a bachelor's degree in math or statistics and completing necessary actuarial exams while earning VEE credits. As compensation progression hinges heavily on exam results—with each passed exam generally boosting salaries by $3,000 to $8,000—new actuaries should plan a career strategy that emphasizes efficient exam completion and skill development in predictive analytics or data science. By strategically advancing through their qualifications, new grads in Ponca City can unlock significant salary increases, positioning themselves for more favorable opportunities in a competitive marketplace.
More salary data for Ponca City, OK:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ponca City. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Ponca City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov