Actuary Pay

Entry-Level Actuary Salary in Ponca City, OK: $74,195 (2026)

Quick Answer:New actuaries entering the Ponca City, OK job market in 2026 can expect a starting salary around $74,195 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Ponca City's local price level (BEA RPP 88.911% below national), a first-year paycheck buys what $83,459 would in average-cost America. Most reach the city median ($110,807) within a few years of clinical practice.

$74,195
Starting Salary
$35.67/hr
Starting Hourly
$74,195
Entry Level
$110,807
Career Median Target

Based on BLS state-level estimates · View source

Actuary Entry Level Salary in Ponca City, OK — 2026 est., based on 2025 BLS
Ponca City, OK actuary entry level salary overview (2026 est., based on 2025 BLS)

In 2026, new graduates entering Ponca City’s actuarial field can expect to earn an entry-level actuary salary ranging from $74,195 to $87,164, which reflects the lower end of the city’s expected median salary of $110,807. These starting salaries, while slightly lower compared to the national average of $134,160, still provide a solid foundation for growth in the profession. With Ponca City's entry-level salaries positioned within this range, early-career actuaries can look forward to incremental increases as they gain experience and progress through their exams. Over the first few years—typically from entry-level to a more seasoned status—those in this line of work can realistically anticipate growth toward the city median, benefiting from a projected annual growth rate of 3.20%.

About the Ponca City Market

Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.

Career Earnings Timeline in Ponca City

Year 0-2

New Graduate

$74,195/yr
Year 2-5

Early Career

$87,164/yr
Year 5-10

Mid Career

$110,807/yr
Year 10+

Experienced

$141,720/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Ponca City

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Ponca City. The median salary is $110,807, compared to the national median of $134,160.$66.8K$95.2K$123.6K$151.9K$180.3K$74.2K10th Pctl$87.2K25th Pctl$110.8KMedian$141.7K75th Pctl$171.8K90th PctlUS Median$134.2K

Entry-level actuarys in Ponca City, OK typically start between $74,195 and $87,164 per year (2026 est.). The full salary range spans $97,556 from the 10th to 90th percentile, with the local median at $110,80717.41% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Ponca City metro area.

Return on Investment

$40,000
Avg OK Program Cost
$74,195
Starting Salary
53.91%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average actuarial science program cost in Oklahoma of $40,000 represents just 53.91% of the starting actuary pay ($74,195/year) in Ponca City. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.

ASA, FSA Salary Negotiation Tips for New Graduates in Ponca City

  • 1Research the Ponca City market: entry-level actuary pay ranges from $74,195 to $87,164, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the actuarial science field — employers in OK often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Ponca City, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Ponca City for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Ponca City's below-average cost of living means your starting salary goes further here compared to many larger metro areas.

Actuary Compensation Range

The actuary wage spread in Ponca City is $97,556 ( 131.49%) between entry-level and top earners. Starting at $74,195, experienced hygienists can earn up to $171,751.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$59,349

2025 BLS Actual

$71,894

2026 Current Est.

$74,195

2019–2027 Growth

+29.0%

Salary Trajectory for Actuaries in Ponca City (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Ponca City. Baseline $59,349 in 2025, projected to $76,569 by 2027.$54.1K$60.7K$67.2K$73.8K$80.3K2019202020212022202320242025202620272025 BLS$59.3K$60.4K$57.9K$65.7K$69.0K$59.1K$71.9K$74.2K$76.6K
YearAnnual SalaryStatus
2019$59,349Actual
2020$60,420Actual
2021$57,885Actual
2022$65,663Actual
2023$68,975Actual
2024$59,144Actual
2025$71,894Actual
2026(current)$74,195Estimated
2027$76,569Projected

Entry-level actuary compensation (10th percentile) in Ponca City, OK grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $59,349 in 2019 to $71,894 in 2025. By 2027, starting salaries are projected to reach $76,569. New graduates entering the Ponca City job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Ponca City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your actuarial science Career in Ponca City

Several prominent employers in Ponca City hire new actuary graduates, including large life insurance companies such as Prudential and MetLife, which often establish campus pipelines for recruitment. Consulting firms like Milliman and Aon also seek entry-level actuaries, providing structured paths that typically include study time for actuarial exams. To enhance starting pay in the region, candidates should focus on obtaining relevant credentials, such as a bachelor's degree in math or statistics and completing necessary actuarial exams while earning VEE credits. As compensation progression hinges heavily on exam results—with each passed exam generally boosting salaries by $3,000 to $8,000—new actuaries should plan a career strategy that emphasizes efficient exam completion and skill development in predictive analytics or data science. By strategically advancing through their qualifications, new grads in Ponca City can unlock significant salary increases, positioning themselves for more favorable opportunities in a competitive marketplace.

Frequently Asked Questions

What is the starting salary for actuaries in Ponca City in 2026?

Entry-level actuaries in Ponca City start at approximately $74,195/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $35.67/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do actuary salaries grow in Ponca City?

Most actuaries in Ponca City progress from the entry-level salary of $74,195 to the area median of $110,807 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $171,751 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is actuarial science school worth it in Ponca City?

With a starting salary of $74,195/year in Ponca City and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new actuaries recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new actuaries make right out of school in Ponca City?

New actuarial science graduates in Ponca City typically start near the 10th percentile at $74,195/year, or approximately $35.67/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a actuary in Oklahoma?

To become a licensed actuary in Oklahoma, you typically need bachelor's degree in actuarial science, mathematics, statistics, or related field. professional credentialing through society of actuaries (soa) or casualty actuarial society (cas) — typically 7-10 exams to reach fellow level. most actuaries work toward credentials while employed., then pass the required national and state licensing examinations. Most states, including Oklahoma, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some actuaries pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Oklahoma

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ponca City. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Ponca City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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