Actuary Pay

Entry-Level Actuary Salary in Rome, NY: $97,224 (2026)

Quick Answer:New actuaries entering the Rome, NY job market in 2026 can expect a starting salary around $97,224 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Rome's local price level (BEA RPP 115.916% above national), a first-year paycheck buys what $83,886 would in average-cost America. Most reach the city median ($149,288) within a few years of clinical practice.

$97,224
Starting Salary
$46.74/hr
Starting Hourly
$97,224
Entry Level
$149,288
Career Median Target

Based on BLS state-level estimates · View source

Actuary Entry Level Salary in Rome, NY — 2026 est., based on 2025 BLS
Rome, NY actuary entry level salary overview (2026 est., based on 2025 BLS)

In Rome, NY, the 2026 projected entry-level actuary salary starts at $97,224, distinctly lower than the city’s median salary of $149,288. New graduates can realistically expect to begin their careers with salaries near the lower end of the scale, but as their experience and qualifications grow, they can anticipate progression to approximately $115,866 in just a few years. The growth trajectory is generally encouraging; an actuary's earnings can increase significantly over the first three to five years of their career as they gain experience, pass exams, and build their credentials. Given the current climate and competitive salaries projected for 2026, Rome appears to be a suitable market for new actuaries starting their careers.

About the Rome Market

Salary estimated from New York average ($152,000) adjusted for local cost of living.

Career Earnings Timeline in Rome

Year 0-2

New Graduate

$97,224/yr
Year 2-5

Early Career

$115,866/yr
Year 5-10

Mid Career

$149,288/yr
Year 10+

Experienced

$188,610/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Rome

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Rome. The median salary is $149,288, compared to the national median of $134,160.$87.5K$126.4K$165.2K$204.1K$243.0K$97.2K10th Pctl$115.9K25th Pctl$149.3KMedian$188.6K75th Pctl$231.4K90th PctlUS Median$134.2K

Entry-level actuarys in Rome, NY typically start between $97,224 and $115,866 per year (2026 est.). The full salary range spans $134,172 from the 10th to 90th percentile, with the local median at $149,28811.28% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Rome metro area.

Return on Investment

$88,000
Avg NY Program Cost
$97,224
Starting Salary
90.51%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average actuarial science program cost in New York of $88,000 represents just 90.51% of the starting actuary pay ($97,224/year) in Rome. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.

ASA, FSA Salary Negotiation Tips for New Graduates in Rome

  • 1Research the Rome market: entry-level actuary pay ranges from $97,224 to $115,866, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the actuarial science field — employers in NY often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Rome, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Rome for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Factor in Rome's above-average cost of living (index: 115.9) when evaluating offers — a slightly lower salary in a nearby affordable area may provide better purchasing power.

Actuary Compensation Range

The actuary wage spread in Rome is $134,172 ( 138.00%) between entry-level and top earners. Starting at $97,224, experienced hygienists can earn up to $231,396.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$77,770

2025 BLS Actual

$94,209

2026 Current Est.

$97,224

2019–2027 Growth

+29.0%

Salary Trajectory for Actuaries in Rome (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Rome. Baseline $77,770 in 2025, projected to $100,335 by 2027.$69.2K$80.8K$92.5K$104.1K$115.7K2019202020212022202320242025202620272025 BLS$77.8K$79.2K$75.9K$86.0K$90.4K$109.1K$94.2K$97.2K$100.3K
YearAnnual SalaryStatus
2019$77,770Actual
2020$79,173Actual
2021$75,852Actual
2022$86,044Actual
2023$90,384Actual
2024$109,080Actual
2025$94,209Actual
2026(current)$97,224Estimated
2027$100,335Projected

Entry-level actuary compensation (10th percentile) in Rome, NY grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $77,770 in 2019 to $94,209 in 2025. By 2027, starting salaries are projected to reach $100,335. New graduates entering the Rome job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Rome metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your actuarial science Career in Rome

Career opportunities for new actuaries in Rome often come from established life insurance companies like Prudential and MetLife, which actively seek graduates and provide structured pathways for early-career development, including dedicated time for exam studies. Health insurance firms and consulting agencies—such as Mercer, Milliman, and Aon—are also on the lookout for entry-level talent, and these employers typically offer higher base salaries compared to traditional insurers. To enhance starting actuary pay in New York, obtaining a Bachelor’s degree in actuarial science, mathematics, or statistics is essential. Additionally, successfully passing required actuarial exams and earning VEE credits in topics like economics and accounting can set candidates apart. Within the first few years, passing exams not only bolsters one’s qualifications but can also increase salary estimates by $3,000 to $8,000 per exam. Given the rising demand for data science skills, actuaries equipped with knowledge in predictive analytics are poised to excel and progress more quickly in this evolving field.

Frequently Asked Questions

What is the starting salary for actuaries in Rome in 2026?

Entry-level actuaries in Rome start at approximately $97,224/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $46.74/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do actuary salaries grow in Rome?

Most actuaries in Rome progress from the entry-level salary of $97,224 to the area median of $149,288 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $231,396 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is actuarial science school worth it in Rome?

With a starting salary of $97,224/year in Rome and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new actuaries recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new actuaries make right out of school in Rome?

New actuarial science graduates in Rome typically start near the 10th percentile at $97,224/year, or approximately $46.74/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a actuary in New York?

To become a licensed actuary in New York, you typically need bachelor's degree in actuarial science, mathematics, statistics, or related field. professional credentialing through society of actuaries (soa) or casualty actuarial society (cas) — typically 7-10 exams to reach fellow level. most actuaries work toward credentials while employed., then pass the required national and state licensing examinations. Most states, including New York, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some actuaries pursue advanced degrees for career advancement into education, research, or public health roles.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Rome. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Rome is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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