Entry-Level Actuary Salary in Warren, MI: $67,190 (2026)
Quick Answer:New actuaries entering the Warren, MI job market in 2026 can expect a starting salary around $67,190 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Warren's local price level (BEA RPP 93.2 — 7% below national), a first-year paycheck buys what $72,092 would in average-cost America. Most reach the city median ($108,074) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, new graduates entering the actuarial profession in Warren, Michigan, can expect a starting salary around $67,190, which is significantly lower than the city’s median annual salary of $108,074. This gap highlights the typical progression many early-career actuaries experience, with growth potential as they advance through the profession. Over the first three to five years, salaries can rise to approximately $81,992 at the 25th percentile, and eventually toward the median as professionals gain experience and pass more actuarial exams. With a robust growth rate of 3.20% annually for the actuarial field, Warren offers a solid market for new grads looking to launch their careers, despite being slightly behind the national averages.
About the Warren Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
Career Earnings Timeline in Warren
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Warren
Entry-level actuarys in Warren, MI typically start between $67,190 and $81,992 per year (2026 est.). The full salary range spans $100,325 from the 10th to 90th percentile, with the local median at $108,074 — 19.44% below the national median.
Return on Investment
The average actuarial science program cost in Michigan of $52,000 represents just 77.39% of the starting actuary pay ($67,190/year) in Warren. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Warren
- 1Research the Warren market: entry-level actuary pay ranges from $67,190 to $81,992, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in MI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Warren, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Warren for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Warren's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Warren is $100,325 ( 149.32%) between entry-level and top earners. Starting at $67,190, experienced hygienists can earn up to $167,515.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$53,746
2025 BLS Actual
$65,107
2026 Current Est.
$67,190
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Warren (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $53,746 | Actual |
| 2020 | $54,716 | Actual |
| 2021 | $52,420 | Actual |
| 2022 | $59,464 | Actual |
| 2023 | $62,464 | Actual |
| 2024 | $68,943 | Actual |
| 2025 | $65,107 | Actual |
| 2026(current) | $67,190 | Estimated |
| 2027 | $69,341 | Projected |
Entry-level actuary compensation (10th percentile) in Warren, MI grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $53,746 in 2019 to $65,107 in 2025. By 2027, starting salaries are projected to reach $69,341. New graduates entering the Warren job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Warren metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Warren
Several prominent employers in Warren, including life insurance giants like Prudential, MetLife, and Northwestern Mutual, actively recruit entry-level actuaries, often through campus partnerships that support further exam preparation and study time. Health insurers are also key players, and consulting firms such as Milliman, Mercer, Aon, and WTW present additional job opportunities, sometimes offering higher starting salaries, especially for ASA-credentialed analysts. Aspirants who obtain relevant credentials like a Bachelor’s degree in math or finance, alongside passing initial actuarial exams, can see their entry-level pay increase significantly. Each passed exam generally boosts starting salaries by $3,000 to $8,000, fostering a strong incentive for ongoing education in Michigan. With the shift towards predictive analytics and data science skills becoming more necessary, early-career actuaries in Warren aiming for higher earnings should strategize to build their credentials effectively within the first few years.
More salary data for Warren, MI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Warren. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Warren is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov