Actuary Pay

Entry-Level Actuary Salary in Liberal, KS: $69,960 (2026)

Quick Answer:New actuaries entering the Liberal, KS job market in 2026 can expect a starting salary around $69,960 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Liberal's local price level (BEA RPP 90.99% below national), a first-year paycheck buys what $76,964 would in average-cost America. Most reach the city median ($104,144) within a few years of clinical practice.

$69,960
Starting Salary
$33.63/hr
Starting Hourly
$69,960
Entry Level
$104,144
Career Median Target

Based on BLS state-level estimates · View source

Actuary Entry Level Salary in Liberal, KS — 2026 est., based on 2025 BLS
Liberal, KS actuary entry level salary overview (2026 est., based on 2025 BLS)

For new graduates entering the actuarial profession in Liberal, Kansas, the starting actuary salary is projected at $69,960 in 2026. While this figure is significantly lower than the city median salary of $104,144, it still represents a realistic entry point for those starting their careers. As early-career actuaries gain experience, they can expect salary growth that aligns with the projected trajectory from the 10th percentile to the 25th percentile, leading to a potential base of around $82,418 after a few years. With an anticipated annual growth rate of 3.20%, Liberal remains a viable market for new actuaries, offering competitive salaries compared to the national level, which stands at $134,160.

About the Liberal Market

Salary estimated from Kansas average ($112,000) adjusted for local cost of living.

Career Earnings Timeline in Liberal

Year 0-2

New Graduate

$69,960/yr
Year 2-5

Early Career

$82,418/yr
Year 5-10

Mid Career

$104,144/yr
Year 10+

Experienced

$129,816/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Liberal

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Liberal. The median salary is $104,144, compared to the national median of $134,160.$63.0K$89.6K$116.2K$142.9K$169.5K$70.0K10th Pctl$82.4K25th Pctl$104.1KMedian$129.8K75th Pctl$161.4K90th PctlUS Median$134.2K

Entry-level actuarys in Liberal, KS typically start between $69,960 and $82,418 per year (2026 est.). The full salary range spans $91,463 from the 10th to 90th percentile, with the local median at $104,14422.37% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Liberal metro area.

Return on Investment

$40,000
Avg KS Program Cost
$69,960
Starting Salary
57.18%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average actuarial science program cost in Kansas of $40,000 represents just 57.18% of the starting actuary pay ($69,960/year) in Liberal. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.

ASA, FSA Salary Negotiation Tips for New Graduates in Liberal

  • 1Research the Liberal market: entry-level actuary pay ranges from $69,960 to $82,418, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the actuarial science field — employers in KS often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Liberal, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Liberal for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Liberal's below-average cost of living means your starting salary goes further here compared to many larger metro areas.

Actuary Compensation Range

The actuary wage spread in Liberal is $91,463 ( 130.74%) between entry-level and top earners. Starting at $69,960, experienced hygienists can earn up to $161,423.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$55,962

2025 BLS Actual

$67,791

2026 Current Est.

$69,960

2019–2027 Growth

+29.0%

Salary Trajectory for Actuaries in Liberal (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Liberal. Baseline $55,962 in 2025, projected to $72,199 by 2027.$51.1K$57.2K$63.4K$69.6K$75.7K2019202020212022202320242025202620272025 BLS$56.0K$57.0K$54.6K$61.9K$65.0K$63.2K$67.8K$70.0K$72.2K
YearAnnual SalaryStatus
2019$55,962Actual
2020$56,971Actual
2021$54,581Actual
2022$61,915Actual
2023$65,039Actual
2024$63,165Actual
2025$67,791Actual
2026(current)$69,960Estimated
2027$72,199Projected

Entry-level actuary compensation (10th percentile) in Liberal, KS grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $55,962 in 2019 to $67,791 in 2025. By 2027, starting salaries are projected to reach $72,199. New graduates entering the Liberal job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Liberal metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your actuarial science Career in Liberal

Various employers in Liberal actively recruit entry-level actuaries, including major life insurance companies such as Prudential and MetLife, which often seek candidates through campus engagement initiatives. These employers offer structured pathways for new grads, including study time for actuarial exams. Health insurers also hire entry-level talent, but opportunities are supplemented by consulting firms like Milliman and Mercer, which may offer higher starting salaries for newly credentialed analysts. To optimize earning potential, recent graduates should focus on obtaining relevant credentials and education, specifically pursuing a bachelor's degree in fields such as actuarial science or mathematics while passing required exams to achieve ASA status. Compensations tend to increase alongside credentialing; successful completion of exams typically augments annual salary by $3,000 to $8,000, making ongoing professional development essential within the first few years of one's career in the field.

Frequently Asked Questions

What is the starting salary for actuaries in Liberal in 2026?

Entry-level actuaries in Liberal start at approximately $69,960/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $33.63/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do actuary salaries grow in Liberal?

Most actuaries in Liberal progress from the entry-level salary of $69,960 to the area median of $104,144 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $161,423 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is actuarial science school worth it in Liberal?

With a starting salary of $69,960/year in Liberal and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new actuaries recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new actuaries make right out of school in Liberal?

New actuarial science graduates in Liberal typically start near the 10th percentile at $69,960/year, or approximately $33.63/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a actuary in Kansas?

To become a licensed actuary in Kansas, you typically need bachelor's degree in actuarial science, mathematics, statistics, or related field. professional credentialing through society of actuaries (soa) or casualty actuarial society (cas) — typically 7-10 exams to reach fellow level. most actuaries work toward credentials while employed., then pass the required national and state licensing examinations. Most states, including Kansas, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some actuaries pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Liberal. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Liberal is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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