Entry-Level Actuary Salary in Moscow, ID: $60,498 (2026)
Quick Answer:New actuaries entering the Moscow, ID job market in 2026 can expect a starting salary around $60,498 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Moscow's local price level (BEA RPP 95.3 — 5% below national), a first-year paycheck buys what $63,482 would in average-cost America. Most reach the city median ($101,828) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Moscow presents promising prospects for new actuaries entering the workforce. The entry-level actuary salary in Moscow for 2026 is projected at $60,498, which is significantly lower than the median annual salary of $101,828 in the city. This gap highlights the common starting point for fresh graduates, who can expect to see gradual salary increases as they gain experience. In the initial years, it’s attainable for new actuaries to progress toward the 25th percentile salary, projected at $74,733, within a 3 to 5-year timeframe. Given the 3.20% annual growth rate expected in this profession, fresh graduates can expect a solid growth trajectory in their early careers, making Moscow a viable market for aspiring actuaries.
About the Moscow Market
Salary estimated from Idaho average ($105,000) adjusted for local cost of living.
Career Earnings Timeline in Moscow
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Moscow
Entry-level actuarys in Moscow, ID typically start between $60,498 and $74,733 per year (2026 est.). The full salary range spans $97,336 from the 10th to 90th percentile, with the local median at $101,828 — 24.1% below the national median.
Return on Investment
The average actuarial science program cost in Idaho of $40,000 represents just 66.12% of the starting actuary pay ($60,498/year) in Moscow. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Moscow
- 1Research the Moscow market: entry-level actuary pay ranges from $60,498 to $74,733, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in ID often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Moscow, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Moscow for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Moscow's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Moscow is $97,336 ( 160.89%) between entry-level and top earners. Starting at $60,498, experienced hygienists can earn up to $157,834.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$48,393
2025 BLS Actual
$58,622
2026 Current Est.
$60,498
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Moscow (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $48,393 | Actual |
| 2020 | $49,266 | Actual |
| 2021 | $47,199 | Actual |
| 2022 | $53,541 | Actual |
| 2023 | $56,242 | Actual |
| 2024 | $57,345 | Actual |
| 2025 | $58,622 | Actual |
| 2026(current) | $60,498 | Estimated |
| 2027 | $62,434 | Projected |
Entry-level actuary compensation (10th percentile) in Moscow, ID grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $48,393 in 2019 to $58,622 in 2025. By 2027, starting salaries are projected to reach $62,434. New graduates entering the Moscow job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Moscow metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Moscow
Employers in the Moscow area typically seeking to hire new actuaries include large life insurance companies like Prudential and MetLife, along with health insurers and consulting firms such as Milliman and Mercer. Many organizations actively recruit from campus networks, providing structured study programs for actuarial exams, which are crucial for career advancement and salary increases. For those aspiring to boost their starting pay in Idaho, earning credentials in fields like actuarial science or mathematics, along with passing significant exams from the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS), is essential. Each exam passed usually correlates with salary increases of $3,000 to $8,000. Furthermore, candidates with predictive analytics or data science skills are becoming increasingly marketable, as these competencies are highly sought after in the consulting and insurance sectors. Setting realistic salary growth expectations as an entry-level actuary in Moscow will encourage new professionals to strategically navigate their early career phase and capitalize on opportunities for growth.
More salary data for Moscow, ID:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Moscow. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Moscow is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov