Entry-Level Actuary Salary in Camarillo, CA: $77,245 (2026)
Quick Answer:New actuaries entering the Camarillo, CA job market in 2026 can expect a starting salary around $77,245 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Camarillo's local price level (BEA RPP 113.1 — 13% above national), a first-year paycheck buys what $68,298 would in average-cost America. Most reach the city median ($125,980) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For those joining the actuarial profession in Camarillo, California, the anticipated entry-level actuary salary in 2026 is set at $77,245. While this figure is notably lower than the city’s median salary of $125,980, it serves as a viable starting point for recent graduates. The projected growth trajectory for new actuaries suggests a path from entry-level roles at $77,245, moving toward the 25th percentile salary of $91,787 within a few years, and then reaching the median through skill development and exam progress. With a steady annual growth rate of 3.20%, early-career actuaries in Camarillo can find the local market somewhat favorable for building their careers, especially in an economic climate that rewards diligence and continued education.
About the Camarillo Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Career Earnings Timeline in Camarillo
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Camarillo
Entry-level actuarys in Camarillo, CA typically start between $77,245 and $91,787 per year (2026 est.). The full salary range spans $118,025 from the 10th to 90th percentile, with the local median at $125,980 — 6.1% below the national median.
Return on Investment
The average actuarial science program cost in California of $82,000 represents just 106.16% of the starting actuary pay ($77,245/year) in Camarillo. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Camarillo
- 1Research the Camarillo market: entry-level actuary pay ranges from $77,245 to $91,787, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in CA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Camarillo, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Camarillo for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Factor in Camarillo's above-average cost of living (index: 113.1) when evaluating offers — a slightly lower salary in a nearby affordable area may provide better purchasing power.
Actuary Compensation Range
The actuary wage spread in Camarillo is $118,025 ( 152.79%) between entry-level and top earners. Starting at $77,245, experienced hygienists can earn up to $195,270.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,789
2025 BLS Actual
$74,850
2026 Current Est.
$77,245
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Camarillo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,789 | Actual |
| 2020 | $62,904 | Actual |
| 2021 | $60,265 | Actual |
| 2022 | $68,362 | Actual |
| 2023 | $71,811 | Actual |
| 2024 | $98,396 | Actual |
| 2025 | $74,850 | Actual |
| 2026(current) | $77,245 | Estimated |
| 2027 | $79,717 | Projected |
Entry-level actuary compensation (10th percentile) in Camarillo, CA grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $61,789 in 2019 to $74,850 in 2025. By 2027, starting salaries are projected to reach $79,717. New graduates entering the Camarillo job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Camarillo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Camarillo
Entering the field means navigating opportunities primarily from larger employers in Camarillo, such as health and life insurance providers like Prudential and MetLife, which actively recruit new graduates through structured training programs. Consulting firms like Milliman and Mercer often seek those with ASA credentials, sometimes providing higher initial pay. To enhance their starting actuary pay in CA, graduates should focus on obtaining relevant credentials such as a Bachelor's degree in math or actuarial science, while also progressing through exams provided by the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS). Each passed exam can significantly influence salary increments—ranging from $3,000 to $8,000—making this progression critical to long-term earnings potential. With the growing demand for skills in predictive analytics and data science, new actuaries looking to maximize their starting salary should prioritize these areas alongside traditional actuarial training as they begin their careers.
More salary data for Camarillo, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Camarillo. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Camarillo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov