Actuary Pay

Entry-Level Actuary Salary in Buckeye, AZ: $82,661 (2026)

Quick Answer:New actuaries entering the Buckeye, AZ job market in 2026 can expect a starting salary around $82,661 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Buckeye's local price level (BEA RPP 98.51% below national), a first-year paycheck buys what $83,920 would in average-cost America. Most reach the city median ($129,879) within a few years of clinical practice.

$82,661
Starting Salary
$39.74/hr
Starting Hourly
$82,661
Entry Level
$129,879
Career Median Target

Based on BLS state-level estimates · View source

Actuary Entry Level Salary in Buckeye, AZ — 2026 est., based on 2025 BLS
Buckeye, AZ actuary entry level salary overview (2026 est., based on 2025 BLS)

In 2026, the starting actuary salary in Buckeye, Arizona is projected to be around $82,661, which might come as a surprise considering the city’s overall median annual salary of $129,879. For recent graduates, this means that while the entry-level salary indicates a solid start, there is a significant gap that emphasizes the upward mobility potential in this profession. New actuaries can expect to grow their earnings from the 10th percentile up to the 25th percentile, with an average trajectory towards the city’s median within the first few years of their careers. With a robust 3.20% annual growth rate in the industry, Buckeye presents a promising market for new graduates willing to invest in their education and certification progress.

About the Buckeye Market

Salary estimated from Arizona average ($115,000) adjusted for local cost of living.

Career Earnings Timeline in Buckeye

Year 0-2

New Graduate

$82,661/yr
Year 2-5

Early Career

$99,740/yr
Year 5-10

Mid Career

$129,879/yr
Year 10+

Experienced

$166,246/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Buckeye

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Buckeye. The median salary is $129,879, compared to the national median of $134,160.$74.4K$108.6K$142.9K$177.1K$211.4K$82.7K10th Pctl$99.7K25th Pctl$129.9KMedian$166.2K75th Pctl$201.3K90th PctlUS Median$134.2K

Entry-level actuarys in Buckeye, AZ typically start between $82,661 and $99,740 per year (2026 est.). The full salary range spans $118,652 from the 10th to 90th percentile, with the local median at $129,8793.19% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Buckeye metro area.

Return on Investment

$48,000
Avg AZ Program Cost
$82,661
Starting Salary
58.07%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average actuarial science program cost in Arizona of $48,000 represents just 58.07% of the starting actuary pay ($82,661/year) in Buckeye. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.

ASA, FSA Salary Negotiation Tips for New Graduates in Buckeye

  • 1Research the Buckeye market: entry-level actuary pay ranges from $82,661 to $99,740, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the actuarial science field — employers in AZ often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Buckeye, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Buckeye for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Buckeye's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Actuary Compensation Range

The actuary wage spread in Buckeye is $118,652 ( 143.54%) between entry-level and top earners. Starting at $82,661, experienced hygienists can earn up to $201,313.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$66,121

2025 BLS Actual

$80,098

2026 Current Est.

$82,661

2019–2027 Growth

+29.0%

Salary Trajectory for Actuaries in Buckeye (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Buckeye. Baseline $66,121 in 2025, projected to $85,306 by 2027.$60.3K$67.6K$74.9K$82.2K$89.5K2019202020212022202320242025202620272025 BLS$66.1K$67.3K$64.5K$73.2K$76.8K$70.2K$80.1K$82.7K$85.3K
YearAnnual SalaryStatus
2019$66,121Actual
2020$67,314Actual
2021$64,490Actual
2022$73,156Actual
2023$76,846Actual
2024$70,171Actual
2025$80,098Actual
2026(current)$82,661Estimated
2027$85,306Projected

Entry-level actuary compensation (10th percentile) in Buckeye, AZ grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $66,121 in 2019 to $80,098 in 2025. By 2027, starting salaries are projected to reach $85,306. New graduates entering the Buckeye job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Buckeye metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your actuarial science Career in Buckeye

In Buckeye, large life insurance companies like Prudential and MetLife are known to actively recruit fresh graduates, offering structured pathways that include paid study time for actuarial exams. Health insurers also provide entry-level positions, presenting opportunities for new graduates to enter the field. Consulting firms such as Milliman and Mercer are particularly competitive, often seeking candidates with advanced credentials like ASA or ACAS, which not only raise starting salaries but also set candidates apart in the job market. Those who advance through exams—each potentially increasing base pay by $3,000 to $8,000—will enhance their long-term earning potential significantly. The demand for skills in predictive analytics and data science is also growing, making additional coursework or certifications valuable for new actuaries navigating their early careers in AZ. Given this context, a new graduate can realistically anticipate steady salary growth during their first three years, provided they focus on passing exams and gaining relevant experience.

Frequently Asked Questions

What is the starting salary for actuaries in Buckeye in 2026?

Entry-level actuaries in Buckeye start at approximately $82,661/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $39.74/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do actuary salaries grow in Buckeye?

Most actuaries in Buckeye progress from the entry-level salary of $82,661 to the area median of $129,879 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $201,313 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is actuarial science school worth it in Buckeye?

With a starting salary of $82,661/year in Buckeye and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new actuaries recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new actuaries make right out of school in Buckeye?

New actuarial science graduates in Buckeye typically start near the 10th percentile at $82,661/year, or approximately $39.74/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a actuary in Arizona?

To become a licensed actuary in Arizona, you typically need bachelor's degree in actuarial science, mathematics, statistics, or related field. professional credentialing through society of actuaries (soa) or casualty actuarial society (cas) — typically 7-10 exams to reach fellow level. most actuaries work toward credentials while employed., then pass the required national and state licensing examinations. Most states, including Arizona, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some actuaries pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Arizona

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Buckeye. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Buckeye is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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