Actuary Pay

Saratoga Springs vs Syracuse: Actuary Salary (2026)

Compare actuary salaries between Saratoga Springs, NY and Syracuse, NY. All figures are 2026 estimates projected from BLS 2025 data.

Saratoga Springs, NY
$149,385
$71.82/hr
Syracuse, NY
$104,676
$50.33/hr

Side-by-Side Comparison

MetricSaratoga Springs, NYSyracuse, NY
Median Salary$149,385$104,676
Hourly Rate$71.82$50.33
Entry Level (P10)$97,445$53,540
25th Percentile$116,058$65,553
75th Percentile$188,846$165,192
Top Earner (P90)$231,547$216,379
Total Employed7110
Side-by-side bar chart comparing Saratoga Springs ($149,385) and Syracuse ($104,676) actuary salaries.Saratoga SpringsSyracuseMedian Salary$149,385$104,676Entry Level (P10)$97,445$53,540Top Earner (P90)$231,547$216,379US Median $134,160

Verdict

Saratoga Springs, NY offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Syracuse.

The salary gap between Saratoga Springs and Syracuse is $44,709 (42.71%). Saratoga Springs's median is +11.35% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Saratoga Springs spans $134,102,Syracuse spans $162,839. Syracuse has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Saratoga Springs
P10 (Entry)$97,445
P25$116,058
Median$149,385
P75$188,846
P90 (Top)$231,547
Syracuse
P10 (Entry)$53,540
P25$65,553
Median$104,676
P75$165,192
P90 (Top)$216,379

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Saratoga Springs ($128,891 effective) pays 17.89% more than Syracuse ($109,331 effective).

Saratoga Springs
Nominal: $149,385
CoL Index: 115.9
Adjusted: $128,891
Syracuse
Nominal: $104,676
CoL Index: 95.742
Adjusted: $109,331

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Saratoga Springs if…

  • Higher median salary ($149,385/year)
  • Better top-earner potential ($231,547)
  • Better purchasing power (CoL-adjusted: $128,891)
  • You prefer the New York area and lifestyle

Choose Syracuse if…

  • Larger job market (110 employed)
  • You prefer the New York area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Saratoga Springs grew -14.5% from 2024 to 2025, compared to -0.7% growth in Syracuse over the same period.

Saratoga Springs, NY

+-14.5%

$169,249 (2024) → $144,753 (2025)

Syracuse, NY

+-0.7%

$102,140 (2019) → $101,430 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Saratoga Springs or Syracuse?

Saratoga Springs has a higher median actuary salary at $149,385/year, compared to Syracuse at $104,676/year — a difference of $44,709 (42.71%).

What is the hourly rate difference between Saratoga Springs and Syracuse?

Saratoga Springs actuarys earn $71.82/hr while Syracuse hygienists earn $50.33/hr (2026 est.).

Should I relocate from Saratoga Springs to Syracuse as a actuary?

Consider more than just salary when comparing Saratoga Springs and Syracuse. Factor in cost of living (CoL-adjusted: Saratoga Springs = $128,891, Syracuse = $109,331), job availability (7 vs 110 employed), commute, and career growth potential.

What do entry-level actuarys earn in Saratoga Springs vs Syracuse?

Entry-level (10th percentile) actuarys earn $97,445 in Saratoga Springs and $53,540 in Syracuse. The Saratoga Springs area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov