Actuary Pay

Rockford vs Springfield: Actuary Salary (2026)

Compare actuary salaries between Rockford, IL and Springfield, IL. All figures are 2026 estimates projected from BLS 2025 data.

Rockford, IL
$129,209
$62.12/hr
Springfield, IL
$121,353
$58.34/hr

Side-by-Side Comparison

MetricRockford, ILSpringfield, IL
Median Salary$129,209$121,353
Hourly Rate$62.12$58.34
Entry Level (P10)$78,321$79,247
25th Percentile$96,602$81,507
75th Percentile$165,388$146,121
Top Earner (P90)$200,275$175,842
Total Employed3430
Side-by-side bar chart comparing Rockford ($129,209) and Springfield ($121,353) actuary salaries.RockfordSpringfieldMedian Salary$129,209$121,353Entry Level (P10)$78,321$79,247Top Earner (P90)$200,275$175,842US Median $134,160

Verdict

Rockford, IL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Springfield.

The salary gap between Rockford and Springfield is $7,856 (6.47%). Rockford's median is -3.69% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Rockford spans $121,954,Springfield spans $96,595. Rockford has a wider pay range, meaning more potential for high earners but also more variation.

Rockford
P10 (Entry)$78,321
P25$96,602
Median$129,209
P75$165,388
P90 (Top)$200,275
Springfield
P10 (Entry)$79,247
P25$81,507
Median$121,353
P75$146,121
P90 (Top)$175,842

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Rockford ($133,068 effective) pays 1.70% more than Springfield ($130,846 effective).

Rockford
Nominal: $129,209
CoL Index: 97.1
Adjusted: $133,068
Springfield
Nominal: $121,353
CoL Index: 92.745
Adjusted: $130,846

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Rockford if…

  • Higher median salary ($129,209/year)
  • Better top-earner potential ($200,275)
  • Larger job market (34 employed)
  • Better purchasing power (CoL-adjusted: $133,068)
  • You prefer the Illinois area and lifestyle

Choose Springfield if…

  • You prefer the Illinois area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Rockford grew 0.0% from 2024 to 2025, compared to 16.1% growth in Springfield over the same period.

Rockford, IL

+0.0%

$125,203 (2024) → $125,203 (2025)

Springfield, IL

+16.1%

$101,320 (2022) → $117,590 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Rockford or Springfield?

Rockford has a higher median actuary salary at $129,209/year, compared to Springfield at $121,353/year — a difference of $7,856 (6.47%).

What is the hourly rate difference between Rockford and Springfield?

Rockford actuarys earn $62.12/hr while Springfield hygienists earn $58.34/hr (2026 est.).

Should I relocate from Rockford to Springfield as a actuary?

Consider more than just salary when comparing Rockford and Springfield. Factor in cost of living (CoL-adjusted: Rockford = $133,068, Springfield = $130,846), job availability (34 vs 30 employed), commute, and career growth potential.

What do entry-level actuarys earn in Rockford vs Springfield?

Entry-level (10th percentile) actuarys earn $78,321 in Rockford and $79,247 in Springfield. The Springfield area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov