Providence vs Westerly: Actuary Salary (2026)
Compare actuary salaries between Providence, RI and Westerly, RI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Providence, RI | Westerly, RI |
|---|---|---|
| Median Salary | $111,466 | $125,914▲ |
| Hourly Rate | $53.59 | $60.54▲ |
| Entry Level (P10) | $62,137 | $85,270▲ |
| 25th Percentile | $80,610 | $99,846▲ |
| 75th Percentile | $155,399 | $157,187▲ |
| Top Earner (P90) | $207,504▲ | $195,168 |
| Total Employed | 100▲ | 5 |
Verdict
Providence and Westerly are closely matched on overall actuary compensation, each winning on different metrics.
The salary gap between Providence and Westerly is $14,448 (12.96%). Westerly's median is -6.15% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Providence spans $145,367,Westerly spans $109,898. Providence has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Westerly ($125,288 effective) pays 14.39% more than Providence ($109,524 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Providence if…
- ✓Better top-earner potential ($207,504)
- ✓Larger job market (100 employed)
- ✓You prefer the Rhode Island area and lifestyle
Choose Westerly if…
- ✓Higher median salary ($125,914/year)
- ✓Better purchasing power (CoL-adjusted: $125,288)
- ✓You prefer the Rhode Island area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Providence grew 7.9% from 2019 to 2025, compared to 8.3% growth in Westerly over the same period.
Providence, RI
$100,080 (2019) → $108,010 (2025)
Westerly, RI
$112,625 (2024) → $122,010 (2025)
View Full Salary Data
Providence, RI
Westerly, RI
Frequently Asked Questions
Which city pays actuarys more: Providence or Westerly?
What is the hourly rate difference between Providence and Westerly?
Should I relocate from Providence to Westerly as a actuary?
What do entry-level actuarys earn in Providence vs Westerly?
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov