Actuary Pay

Portland vs Sanford: Actuary Salary (2026)

Compare actuary salaries between Portland, ME and Sanford, ME. All figures are 2026 estimates projected from BLS 2025 data.

Portland, ME
$142,643
$68.58/hr
Sanford, ME
$124,828
$60.01/hr

Side-by-Side Comparison

MetricPortland, MESanford, ME
Median Salary$142,643$124,828
Hourly Rate$68.58$60.01
Entry Level (P10)$91,322$84,195
25th Percentile$120,207$99,034
75th Percentile$142,643$155,830
Top Earner (P90)$171,539$188,376
Total Employed506
Side-by-side bar chart comparing Portland ($142,643) and Sanford ($124,828) actuary salaries.PortlandSanfordMedian Salary$142,643$124,828Entry Level (P10)$91,322$84,195Top Earner (P90)$171,539$188,376US Median $134,160

Verdict

Portland, ME offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Sanford.

The salary gap between Portland and Sanford is $17,815 (14.27%). Portland's median is +6.32% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Portland spans $80,217,Sanford spans $104,181. Sanford has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Portland
P10 (Entry)$91,322
P25$120,207
Median$142,643
P75$142,643
P90 (Top)$171,539
Sanford
P10 (Entry)$84,195
P25$99,034
Median$124,828
P75$155,830
P90 (Top)$188,376

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Portland ($140,041 effective) pays 11.74% more than Sanford ($125,329 effective).

Portland
Nominal: $142,643
CoL Index: 101.858
Adjusted: $140,041
Sanford
Nominal: $124,828
CoL Index: 99.6
Adjusted: $125,329

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Portland if…

  • Higher median salary ($142,643/year)
  • Larger job market (50 employed)
  • Better purchasing power (CoL-adjusted: $140,041)
  • You prefer the Maine area and lifestyle

Choose Sanford if…

  • Better top-earner potential ($188,376)
  • You prefer the Maine area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Portland grew 44.1% from 2019 to 2025, compared to 13.0% growth in Sanford over the same period.

Portland, ME

+44.1%

$95,900 (2019) → $138,220 (2025)

Sanford, ME

+13.0%

$107,000 (2024) → $120,957 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Portland or Sanford?

Portland has a higher median actuary salary at $142,643/year, compared to Sanford at $124,828/year — a difference of $17,815 (14.27%).

What is the hourly rate difference between Portland and Sanford?

Portland actuarys earn $68.58/hr while Sanford hygienists earn $60.01/hr (2026 est.).

Should I relocate from Portland to Sanford as a actuary?

Consider more than just salary when comparing Portland and Sanford. Factor in cost of living (CoL-adjusted: Portland = $140,041, Sanford = $125,329), job availability (50 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in Portland vs Sanford?

Entry-level (10th percentile) actuarys earn $91,322 in Portland and $84,195 in Sanford. The Portland area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov