Actuary Pay

Pierre vs Rapid City: Actuary Salary (2026)

Compare actuary salaries between Pierre, SD and Rapid City, SD. All figures are 2026 estimates projected from BLS 2025 data.

Pierre, SD
$99,188
$47.69/hr
Rapid City, SD
$106,797
$51.34/hr

Side-by-Side Comparison

MetricPierre, SDRapid City, SD
Median Salary$99,188$106,797
Hourly Rate$47.69$51.34
Entry Level (P10)$59,850$64,389
25th Percentile$79,389$79,328
75th Percentile$126,960$136,700
Top Earner (P90)$153,741$165,535
Total Employed416
Side-by-side bar chart comparing Pierre ($99,188) and Rapid City ($106,797) actuary salaries.PierreRapid CityMedian Salary$99,188$106,797Entry Level (P10)$59,850$64,389Top Earner (P90)$153,741$165,535US Median $134,160

Verdict

Rapid City, SD offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Pierre.

The salary gap between Pierre and Rapid City is $7,609 (7.67%). Rapid City's median is -20.40% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Pierre spans $93,891,Rapid City spans $101,146. Rapid City has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Pierre
P10 (Entry)$59,850
P25$79,389
Median$99,188
P75$126,960
P90 (Top)$153,741
Rapid City
P10 (Entry)$64,389
P25$79,328
Median$106,797
P75$136,700
P90 (Top)$165,535

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Rapid City ($115,083 effective) pays 7.67% more than Pierre ($106,884 effective).

Pierre
Nominal: $99,188
CoL Index: 92.8
Adjusted: $106,884
Rapid City
Nominal: $106,797
CoL Index: 92.8
Adjusted: $115,083

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Pierre if…

  • You prefer the South Dakota area and lifestyle

Choose Rapid City if…

  • Higher median salary ($106,797/year)
  • Better top-earner potential ($165,535)
  • Larger job market (16 employed)
  • Better purchasing power (CoL-adjusted: $115,083)
  • You prefer the South Dakota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Pierre grew 5.0% from 2024 to 2025, compared to 5.0% growth in Rapid City over the same period.

Pierre, SD

+5.0%

$91,546 (2024) → $96,112 (2025)

Rapid City, SD

+5.0%

$98,569 (2024) → $103,485 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Pierre or Rapid City?

Rapid City has a higher median actuary salary at $106,797/year, compared to Pierre at $99,188/year — a difference of $7,609 (7.67%).

What is the hourly rate difference between Pierre and Rapid City?

Pierre actuarys earn $47.69/hr while Rapid City hygienists earn $51.34/hr (2026 est.).

Should I relocate from Pierre to Rapid City as a actuary?

Consider more than just salary when comparing Pierre and Rapid City. Factor in cost of living (CoL-adjusted: Pierre = $106,884, Rapid City = $115,083), job availability (4 vs 16 employed), commute, and career growth potential.

What do entry-level actuarys earn in Pierre vs Rapid City?

Entry-level (10th percentile) actuarys earn $59,850 in Pierre and $64,389 in Rapid City. The Rapid City area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov