Phoenix vs Prescott: Actuary Salary (2026)
Compare actuary salaries between Phoenix, AZ and Prescott, AZ. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Phoenix, AZ | Prescott, AZ |
|---|---|---|
| Median Salary | $143,004▲ | $127,502 |
| Hourly Rate | $68.75▲ | $61.30 |
| Entry Level (P10) | $92,003▲ | $83,523 |
| 25th Percentile | $120,393▲ | $99,715 |
| 75th Percentile | $176,451▲ | $163,202 |
| Top Earner (P90) | $208,598▲ | $197,627 |
| Total Employed | 170▲ | 9 |
Verdict
Phoenix, AZ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Prescott.
The salary gap between Phoenix and Prescott is $15,502 (12.16%). Phoenix's median is +6.59% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Phoenix spans $116,595,Prescott spans $114,104. Phoenix has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Phoenix ($138,414 effective) pays 6.93% more than Prescott ($129,444 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Phoenix if…
- ✓Higher median salary ($143,004/year)
- ✓Better top-earner potential ($208,598)
- ✓Larger job market (170 employed)
- ✓Better purchasing power (CoL-adjusted: $138,414)
- ✓You prefer the Arizona area and lifestyle
Choose Prescott if…
- ✓You prefer the Arizona area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Phoenix grew 37.0% from 2019 to 2025, compared to 13.0% growth in Prescott over the same period.
Phoenix, AZ
$101,140 (2019) → $138,570 (2025)
Prescott, AZ
$109,292 (2024) → $123,548 (2025)
View Full Salary Data
Phoenix, AZ
Prescott, AZ
Frequently Asked Questions
Which city pays actuarys more: Phoenix or Prescott?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov