Actuary Pay

Orem vs Spanish Fork: Actuary Salary (2026)

Compare actuary salaries between Orem, UT and Spanish Fork, UT. All figures are 2026 estimates projected from BLS 2025 data.

Orem, UT
$128,925
$61.98/hr
Spanish Fork, UT
$130,313
$62.65/hr

Side-by-Side Comparison

MetricOrem, UTSpanish Fork, UT
Median Salary$128,925$130,313
Hourly Rate$61.98$62.65
Entry Level (P10)$81,377$80,774
25th Percentile$98,499$103,159
75th Percentile$165,024$166,596
Top Earner (P90)$199,833$201,985
Total Employed249
Side-by-side bar chart comparing Orem ($128,925) and Spanish Fork ($130,313) actuary salaries.OremSpanish ForkMedian Salary$128,925$130,313Entry Level (P10)$81,377$80,774Top Earner (P90)$199,833$201,985US Median $134,160

Verdict

Spanish Fork, UT offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Orem.

The salary gap between Orem and Spanish Fork is $1,388 (1.08%). Spanish Fork's median is -2.87% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Orem spans $118,456,Spanish Fork spans $121,211. Spanish Fork has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Orem
P10 (Entry)$81,377
P25$98,499
Median$128,925
P75$165,024
P90 (Top)$199,833
Spanish Fork
P10 (Entry)$80,774
P25$103,159
Median$130,313
P75$166,596
P90 (Top)$201,985

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Spanish Fork ($132,837 effective) pays 1.08% more than Orem ($131,422 effective).

Orem
Nominal: $128,925
CoL Index: 98.1
Adjusted: $131,422
Spanish Fork
Nominal: $130,313
CoL Index: 98.1
Adjusted: $132,837

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Orem if…

  • Larger job market (24 employed)
  • You prefer the Utah area and lifestyle

Choose Spanish Fork if…

  • Higher median salary ($130,313/year)
  • Better top-earner potential ($201,985)
  • Better purchasing power (CoL-adjusted: $132,837)
  • You prefer the Utah area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Orem grew 13.0% from 2024 to 2025, compared to 13.0% growth in Spanish Fork over the same period.

Orem, UT

+13.0%

$110,512 (2024) → $124,927 (2025)

Spanish Fork, UT

+13.0%

$111,702 (2024) → $126,272 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Orem or Spanish Fork?

Spanish Fork has a higher median actuary salary at $130,313/year, compared to Orem at $128,925/year — a difference of $1,388 (1.08%).

What is the hourly rate difference between Orem and Spanish Fork?

Orem actuarys earn $61.98/hr while Spanish Fork hygienists earn $62.65/hr (2026 est.).

Should I relocate from Orem to Spanish Fork as a actuary?

Consider more than just salary when comparing Orem and Spanish Fork. Factor in cost of living (CoL-adjusted: Orem = $131,422, Spanish Fork = $132,837), job availability (24 vs 9 employed), commute, and career growth potential.

What do entry-level actuarys earn in Orem vs Spanish Fork?

Entry-level (10th percentile) actuarys earn $81,377 in Orem and $80,774 in Spanish Fork. The Orem area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov