Actuary Pay

Orem vs Provo: Actuary Salary (2026)

Compare actuary salaries between Orem, UT and Provo, UT. All figures are 2026 estimates projected from BLS 2025 data.

Orem, UT
$128,925
$61.98/hr
Provo, UT
$131,061
$63.01/hr

Side-by-Side Comparison

MetricOrem, UTProvo, UT
Median Salary$128,925$131,061
Hourly Rate$61.98$63.01
Entry Level (P10)$81,377$80,380
25th Percentile$98,499$95,756
75th Percentile$165,024$167,758
Top Earner (P90)$199,833$203,144
Total Employed2420
Side-by-side bar chart comparing Orem ($128,925) and Provo ($131,061) actuary salaries.OremProvoMedian Salary$128,925$131,061Entry Level (P10)$81,377$80,380Top Earner (P90)$199,833$203,144US Median $134,160

Verdict

Provo, UT offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Orem.

The salary gap between Orem and Provo is $2,136 (1.66%). Provo's median is -2.31% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Orem spans $118,456,Provo spans $122,764. Provo has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Orem
P10 (Entry)$81,377
P25$98,499
Median$128,925
P75$165,024
P90 (Top)$199,833
Provo
P10 (Entry)$80,380
P25$95,756
Median$131,061
P75$167,758
P90 (Top)$203,144

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Provo ($133,599 effective) pays 1.66% more than Orem ($131,422 effective).

Orem
Nominal: $128,925
CoL Index: 98.1
Adjusted: $131,422
Provo
Nominal: $131,061
CoL Index: 98.1
Adjusted: $133,599

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Orem if…

  • Larger job market (24 employed)
  • You prefer the Utah area and lifestyle

Choose Provo if…

  • Higher median salary ($131,061/year)
  • Better top-earner potential ($203,144)
  • Better purchasing power (CoL-adjusted: $133,599)
  • You prefer the Utah area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Orem grew 13.0% from 2024 to 2025, compared to 13.0% growth in Provo over the same period.

Orem, UT

+13.0%

$110,512 (2024) → $124,927 (2025)

Provo, UT

+13.0%

$112,343 (2024) → $126,997 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Orem or Provo?

Provo has a higher median actuary salary at $131,061/year, compared to Orem at $128,925/year — a difference of $2,136 (1.66%).

What is the hourly rate difference between Orem and Provo?

Orem actuarys earn $61.98/hr while Provo hygienists earn $63.01/hr (2026 est.).

Should I relocate from Orem to Provo as a actuary?

Consider more than just salary when comparing Orem and Provo. Factor in cost of living (CoL-adjusted: Orem = $131,422, Provo = $133,599), job availability (24 vs 20 employed), commute, and career growth potential.

What do entry-level actuarys earn in Orem vs Provo?

Entry-level (10th percentile) actuarys earn $81,377 in Orem and $80,380 in Provo. The Orem area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov