Nicholasville vs Owensboro: Actuary Salary (2026)
Compare actuary salaries between Nicholasville, KY and Owensboro, KY. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Nicholasville, KY | Owensboro, KY |
|---|---|---|
| Median Salary | $105,906 | $108,414▲ |
| Hourly Rate | $50.92 | $52.13▲ |
| Entry Level (P10) | $64,583 | $64,767▲ |
| 25th Percentile | $79,057 | $80,081▲ |
| 75th Percentile | $134,793 | $138,770▲ |
| Top Earner (P90) | $164,154 | $168,042▲ |
| Total Employed | 6 | 14▲ |
Verdict
Owensboro, KY offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Nicholasville.
The salary gap between Nicholasville and Owensboro is $2,508 (2.37%). Owensboro's median is -19.19% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Nicholasville spans $99,571,Owensboro spans $103,275. Owensboro has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Owensboro ($121,404 effective) pays 2.37% more than Nicholasville ($118,596 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Nicholasville if…
- ✓You prefer the Kentucky area and lifestyle
Choose Owensboro if…
- ✓Higher median salary ($108,414/year)
- ✓Better top-earner potential ($168,042)
- ✓Larger job market (14 employed)
- ✓Better purchasing power (CoL-adjusted: $121,404)
- ✓You prefer the Kentucky area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Nicholasville grew 8.0% from 2024 to 2025, compared to 8.0% growth in Owensboro over the same period.
Nicholasville, KY
$94,984 (2024) → $102,622 (2025)
Owensboro, KY
$97,233 (2024) → $105,052 (2025)
View Full Salary Data
Nicholasville, KY
Owensboro, KY
Frequently Asked Questions
Which city pays actuarys more: Nicholasville or Owensboro?
What is the hourly rate difference between Nicholasville and Owensboro?
Should I relocate from Nicholasville to Owensboro as a actuary?
What do entry-level actuarys earn in Nicholasville vs Owensboro?
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov