Actuary Pay

Newark vs North Bergen: Actuary Salary (2026)

Compare actuary salaries between Newark, NJ and North Bergen, NJ. All figures are 2026 estimates projected from BLS 2025 data.

Newark, NJ
$166,873
$80.23/hr
North Bergen, NJ
$149,879
$72.05/hr

Side-by-Side Comparison

MetricNewark, NJNorth Bergen, NJ
Median Salary$166,873$149,879
Hourly Rate$80.23$72.05
Entry Level (P10)$96,786$92,225
25th Percentile$126,765$109,445
75th Percentile$213,598$191,846
Top Earner (P90)$258,653$232,314
Total Employed6113
Side-by-side bar chart comparing Newark ($166,873) and North Bergen ($149,879) actuary salaries.NewarkNorth BergenMedian Salary$166,873$149,879Entry Level (P10)$96,786$92,225Top Earner (P90)$258,653$232,314US Median $134,160

Verdict

Newark, NJ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to North Bergen.

The salary gap between Newark and North Bergen is $16,994 (11.34%). Newark's median is +24.38% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Newark spans $161,867,North Bergen spans $140,089. Newark has a wider pay range, meaning more potential for high earners but also more variation.

Newark
P10 (Entry)$96,786
P25$126,765
Median$166,873
P75$213,598
P90 (Top)$258,653
North Bergen
P10 (Entry)$92,225
P25$109,445
Median$149,879
P75$191,846
P90 (Top)$232,314

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Newark ($144,855 effective) pays 11.34% more than North Bergen ($130,103 effective).

Newark
Nominal: $166,873
CoL Index: 115.2
Adjusted: $144,855
North Bergen
Nominal: $149,879
CoL Index: 115.2
Adjusted: $130,103

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Newark if…

  • Higher median salary ($166,873/year)
  • Better top-earner potential ($258,653)
  • Larger job market (61 employed)
  • Better purchasing power (CoL-adjusted: $144,855)
  • You prefer the New Jersey area and lifestyle

Choose North Bergen if…

  • You prefer the New Jersey area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Newark grew -6.0% from 2024 to 2025, compared to -8.5% growth in North Bergen over the same period.

Newark, NJ

+-6.0%

$172,017 (2024) → $161,699 (2025)

North Bergen, NJ

+-8.5%

$158,638 (2024) → $145,232 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Newark or North Bergen?

Newark has a higher median actuary salary at $166,873/year, compared to North Bergen at $149,879/year — a difference of $16,994 (11.34%).

What is the hourly rate difference between Newark and North Bergen?

Newark actuarys earn $80.23/hr while North Bergen hygienists earn $72.05/hr (2026 est.).

Should I relocate from Newark to North Bergen as a actuary?

Consider more than just salary when comparing Newark and North Bergen. Factor in cost of living (CoL-adjusted: Newark = $144,855, North Bergen = $130,103), job availability (61 vs 13 employed), commute, and career growth potential.

What do entry-level actuarys earn in Newark vs North Bergen?

Entry-level (10th percentile) actuarys earn $96,786 in Newark and $92,225 in North Bergen. The Newark area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov