Actuary Pay

Muncie vs South Bend: Actuary Salary (2026)

Compare actuary salaries between Muncie, IN and South Bend, IN. All figures are 2026 estimates projected from BLS 2025 data.

Muncie, IN
$124,236
$59.73/hr
South Bend, IN
$126,390
$60.76/hr

Side-by-Side Comparison

MetricMuncie, INSouth Bend, IN
Median Salary$124,236$126,390
Hourly Rate$59.73$60.76
Entry Level (P10)$75,444$74,169
25th Percentile$92,687$92,933
75th Percentile$159,023$161,779
Top Earner (P90)$192,566$195,905
Total Employed1326
Side-by-side bar chart comparing Muncie ($124,236) and South Bend ($126,390) actuary salaries.MuncieSouth BendMedian Salary$124,236$126,390Entry Level (P10)$75,444$74,169Top Earner (P90)$192,566$195,905US Median $134,160

Verdict

South Bend, IN offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Muncie.

The salary gap between Muncie and South Bend is $2,154 (1.73%). South Bend's median is -5.79% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Muncie spans $117,122,South Bend spans $121,736. South Bend has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Muncie
P10 (Entry)$75,444
P25$92,687
Median$124,236
P75$159,023
P90 (Top)$192,566
South Bend
P10 (Entry)$74,169
P25$92,933
Median$126,390
P75$161,779
P90 (Top)$195,905

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, South Bend ($138,434 effective) pays 1.73% more than Muncie ($136,074 effective).

Muncie
Nominal: $124,236
CoL Index: 91.3
Adjusted: $136,074
South Bend
Nominal: $126,390
CoL Index: 91.3
Adjusted: $138,434

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Muncie if…

  • You prefer the Indiana area and lifestyle

Choose South Bend if…

  • Higher median salary ($126,390/year)
  • Better top-earner potential ($195,905)
  • Larger job market (26 employed)
  • Better purchasing power (CoL-adjusted: $138,434)
  • You prefer the Indiana area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Muncie grew 13.0% from 2024 to 2025, compared to 13.0% growth in South Bend over the same period.

Muncie, IN

+13.0%

$106,494 (2024) → $120,384 (2025)

South Bend, IN

+13.0%

$108,340 (2024) → $122,471 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Muncie or South Bend?

South Bend has a higher median actuary salary at $126,390/year, compared to Muncie at $124,236/year — a difference of $2,154 (1.73%).

What is the hourly rate difference between Muncie and South Bend?

Muncie actuarys earn $59.73/hr while South Bend hygienists earn $60.76/hr (2026 est.).

Should I relocate from Muncie to South Bend as a actuary?

Consider more than just salary when comparing Muncie and South Bend. Factor in cost of living (CoL-adjusted: Muncie = $136,074, South Bend = $138,434), job availability (13 vs 26 employed), commute, and career growth potential.

What do entry-level actuarys earn in Muncie vs South Bend?

Entry-level (10th percentile) actuarys earn $75,444 in Muncie and $74,169 in South Bend. The Muncie area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov