Minneapolis vs St. Cloud: Actuary Salary (2026)
Compare actuary salaries between Minneapolis, MN and St. Cloud, MN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Minneapolis, MN | St. Cloud, MN |
|---|---|---|
| Median Salary | $129,991 | $131,176▲ |
| Hourly Rate | $62.50 | $63.07▲ |
| Entry Level (P10) | $81,889▲ | $76,082 |
| 25th Percentile | $97,514 | $102,298▲ |
| 75th Percentile | $170,559▲ | $167,906 |
| Top Earner (P90) | $225,079▲ | $203,324 |
| Total Employed | 1,020▲ | 12 |
Verdict
Minneapolis and St. Cloud are closely matched on overall actuary compensation, each winning on different metrics.
The salary gap between Minneapolis and St. Cloud is $1,185 (0.91%). St. Cloud's median is -2.22% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Minneapolis spans $143,190,St. Cloud spans $127,242. Minneapolis has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, St. Cloud ($133,174 effective) pays 7.39% more than Minneapolis ($124,011 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Minneapolis if…
- ✓Better top-earner potential ($225,079)
- ✓Larger job market (1,020 employed)
- ✓You prefer the Minnesota area and lifestyle
Choose St. Cloud if…
- ✓Higher median salary ($131,176/year)
- ✓Better purchasing power (CoL-adjusted: $133,174)
- ✓You prefer the Minnesota area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Minneapolis grew 26.2% from 2019 to 2025, compared to 1.6% growth in St. Cloud over the same period.
Minneapolis, MN
$99,800 (2019) → $125,960 (2025)
St. Cloud, MN
$125,154 (2024) → $127,109 (2025)
View Full Salary Data
Minneapolis, MN
St. Cloud, MN
Frequently Asked Questions
Which city pays actuarys more: Minneapolis or St. Cloud?
What is the hourly rate difference between Minneapolis and St. Cloud?
Should I relocate from Minneapolis to St. Cloud as a actuary?
What do entry-level actuarys earn in Minneapolis vs St. Cloud?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov