Middletown vs Trenton: Actuary Salary (2026)
Compare actuary salaries between Middletown, NJ and Trenton, NJ. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Middletown, NJ | Trenton, NJ |
|---|---|---|
| Median Salary | $152,156▲ | $133,685 |
| Hourly Rate | $73.15▲ | $64.27 |
| Entry Level (P10) | $97,248▲ | $64,005 |
| 25th Percentile | $117,154▲ | $105,378 |
| 75th Percentile | $194,760▲ | $178,216 |
| Top Earner (P90) | $235,842▲ | $178,670 |
| Total Employed | 15 | 110▲ |
Verdict
Middletown, NJ offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Trenton.
The salary gap between Middletown and Trenton is $18,471 (13.82%). Middletown's median is +13.41% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Middletown spans $138,594,Trenton spans $114,665. Middletown has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Middletown ($132,080 effective) pays 1.94% more than Trenton ($129,565 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Middletown if…
- ✓Higher median salary ($152,156/year)
- ✓Better top-earner potential ($235,842)
- ✓Better purchasing power (CoL-adjusted: $132,080)
- ✓You prefer the New Jersey area and lifestyle
Choose Trenton if…
- ✓Larger job market (110 employed)
- ✓You prefer the New Jersey area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Middletown grew -8.5% from 2024 to 2025, compared to 31.8% growth in Trenton over the same period.
Middletown, NJ
$161,048 (2024) → $147,438 (2025)
Trenton, NJ
$98,310 (2019) → $129,540 (2025)
View Full Salary Data
Middletown, NJ
Trenton, NJ
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov