Actuary Pay

Mesa vs Surprise: Actuary Salary (2026)

Compare actuary salaries between Mesa, AZ and Surprise, AZ. All figures are 2026 estimates projected from BLS 2025 data.

Mesa, AZ
$142,312
$68.42/hr
Surprise, AZ
$131,862
$63.40/hr

Side-by-Side Comparison

MetricMesa, AZSurprise, AZ
Median Salary$142,312$131,862
Hourly Rate$68.42$63.40
Entry Level (P10)$86,782$81,284
25th Percentile$107,053$99,513
75th Percentile$182,159$168,783
Top Earner (P90)$220,583$204,386
Total Employed9831
Side-by-side bar chart comparing Mesa ($142,312) and Surprise ($131,862) actuary salaries.MesaSurpriseMedian Salary$142,312$131,862Entry Level (P10)$86,782$81,284Top Earner (P90)$220,583$204,386US Median $134,160

Verdict

Mesa, AZ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Surprise.

The salary gap between Mesa and Surprise is $10,450 (7.92%). Mesa's median is +6.08% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Mesa spans $133,801,Surprise spans $123,102. Mesa has a wider pay range, meaning more potential for high earners but also more variation.

Mesa
P10 (Entry)$86,782
P25$107,053
Median$142,312
P75$182,159
P90 (Top)$220,583
Surprise
P10 (Entry)$81,284
P25$99,513
Median$131,862
P75$168,783
P90 (Top)$204,386

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Mesa ($144,479 effective) pays 7.92% more than Surprise ($133,870 effective).

Mesa
Nominal: $142,312
CoL Index: 98.5
Adjusted: $144,479
Surprise
Nominal: $131,862
CoL Index: 98.5
Adjusted: $133,870

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Mesa if…

  • Higher median salary ($142,312/year)
  • Better top-earner potential ($220,583)
  • Larger job market (98 employed)
  • Better purchasing power (CoL-adjusted: $144,479)
  • You prefer the Arizona area and lifestyle

Choose Surprise if…

  • You prefer the Arizona area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Mesa grew 13.3% from 2024 to 2025, compared to 13.0% growth in Surprise over the same period.

Mesa, AZ

+13.3%

$121,745 (2024) → $137,899 (2025)

Surprise, AZ

+13.0%

$113,030 (2024) → $127,773 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Mesa or Surprise?

Mesa has a higher median actuary salary at $142,312/year, compared to Surprise at $131,862/year — a difference of $10,450 (7.92%).

What is the hourly rate difference between Mesa and Surprise?

Mesa actuarys earn $68.42/hr while Surprise hygienists earn $63.40/hr (2026 est.).

Should I relocate from Mesa to Surprise as a actuary?

Consider more than just salary when comparing Mesa and Surprise. Factor in cost of living (CoL-adjusted: Mesa = $144,479, Surprise = $133,870), job availability (98 vs 31 employed), commute, and career growth potential.

What do entry-level actuarys earn in Mesa vs Surprise?

Entry-level (10th percentile) actuarys earn $86,782 in Mesa and $81,284 in Surprise. The Mesa area offers higher starting salaries.

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov