Medford vs Worcester: Actuary Salary (2026)
Compare actuary salaries between Medford, MA and Worcester, MA. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Medford, MA | Worcester, MA |
|---|---|---|
| Median Salary | $143,837▲ | $127,111 |
| Hourly Rate | $69.15▲ | $61.12 |
| Entry Level (P10) | $92,631▲ | $81,187 |
| 25th Percentile | $111,384▲ | $84,046 |
| 75th Percentile | $184,112▲ | $166,080 |
| Top Earner (P90) | $222,947▲ | $195,585 |
| Total Employed | 11 | 80▲ |
Verdict
Medford, MA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Worcester.
The salary gap between Medford and Worcester is $16,726 (13.16%). Medford's median is +7.21% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Medford spans $130,316,Worcester spans $114,398. Medford has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Medford ($132,569 effective) pays 6.92% more than Worcester ($123,983 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Medford if…
- ✓Higher median salary ($143,837/year)
- ✓Better top-earner potential ($222,947)
- ✓Better purchasing power (CoL-adjusted: $132,569)
- ✓You prefer the Massachusetts area and lifestyle
Choose Worcester if…
- ✓Larger job market (80 employed)
- ✓You prefer the Massachusetts area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Medford grew -8.5% from 2024 to 2025, compared to 30.0% growth in Worcester over the same period.
Medford, MA
$152,243 (2024) → $139,377 (2025)
Worcester, MA
$94,780 (2019) → $123,170 (2025)
View Full Salary Data
Medford, MA
Worcester, MA
Frequently Asked Questions
Which city pays actuarys more: Medford or Worcester?
What is the hourly rate difference between Medford and Worcester?
Should I relocate from Medford to Worcester as a actuary?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov