Actuary Pay

Lewiston vs Sanford: Actuary Salary (2026)

Compare actuary salaries between Lewiston, ME and Sanford, ME. All figures are 2026 estimates projected from BLS 2025 data.

Lewiston, ME
$131,632
$63.28/hr
Sanford, ME
$124,828
$60.01/hr

Side-by-Side Comparison

MetricLewiston, MESanford, ME
Median Salary$131,632$124,828
Hourly Rate$63.28$60.01
Entry Level (P10)$80,462$84,195
25th Percentile$98,274$99,034
75th Percentile$168,488$155,830
Top Earner (P90)$204,029$188,376
Total Employed76
Side-by-side bar chart comparing Lewiston ($131,632) and Sanford ($124,828) actuary salaries.LewistonSanfordMedian Salary$131,632$124,828Entry Level (P10)$80,462$84,195Top Earner (P90)$204,029$188,376US Median $134,160

Verdict

Lewiston, ME offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Sanford.

The salary gap between Lewiston and Sanford is $6,804 (5.45%). Lewiston's median is -1.88% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lewiston spans $123,567,Sanford spans $104,181. Lewiston has a wider pay range, meaning more potential for high earners but also more variation.

Lewiston
P10 (Entry)$80,462
P25$98,274
Median$131,632
P75$168,488
P90 (Top)$204,029
Sanford
P10 (Entry)$84,195
P25$99,034
Median$124,828
P75$155,830
P90 (Top)$188,376

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Lewiston ($132,161 effective) pays 5.45% more than Sanford ($125,329 effective).

Lewiston
Nominal: $131,632
CoL Index: 99.6
Adjusted: $132,161
Sanford
Nominal: $124,828
CoL Index: 99.6
Adjusted: $125,329

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lewiston if…

  • Higher median salary ($131,632/year)
  • Better top-earner potential ($204,029)
  • Larger job market (7 employed)
  • Better purchasing power (CoL-adjusted: $132,161)
  • You prefer the Maine area and lifestyle

Choose Sanford if…

  • You prefer the Maine area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lewiston grew 13.0% from 2024 to 2025, compared to 13.0% growth in Sanford over the same period.

Lewiston, ME

+13.0%

$112,833 (2024) → $127,550 (2025)

Sanford, ME

+13.0%

$107,000 (2024) → $120,957 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lewiston or Sanford?

Lewiston has a higher median actuary salary at $131,632/year, compared to Sanford at $124,828/year — a difference of $6,804 (5.45%).

What is the hourly rate difference between Lewiston and Sanford?

Lewiston actuarys earn $63.28/hr while Sanford hygienists earn $60.01/hr (2026 est.).

Should I relocate from Lewiston to Sanford as a actuary?

Consider more than just salary when comparing Lewiston and Sanford. Factor in cost of living (CoL-adjusted: Lewiston = $132,161, Sanford = $125,329), job availability (7 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lewiston vs Sanford?

Entry-level (10th percentile) actuarys earn $80,462 in Lewiston and $84,195 in Sanford. The Sanford area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov