Actuary Pay

Lake Havasu City vs Tucson: Actuary Salary (2026)

Compare actuary salaries between Lake Havasu City, AZ and Tucson, AZ. All figures are 2026 estimates projected from BLS 2025 data.

Lake Havasu City, AZ
$131,135
$63.04/hr
Tucson, AZ
$144,837
$69.63/hr

Side-by-Side Comparison

MetricLake Havasu City, AZTucson, AZ
Median Salary$131,135$144,837
Hourly Rate$63.04$69.63
Entry Level (P10)$76,058$84,006
25th Percentile$102,215$104,283
75th Percentile$167,853$185,392
Top Earner (P90)$203,260$224,497
Total Employed13137
Side-by-side bar chart comparing Lake Havasu City ($131,135) and Tucson ($144,837) actuary salaries.Lake Havasu CityTucsonMedian Salary$131,135$144,837Entry Level (P10)$76,058$84,006Top Earner (P90)$203,260$224,497US Median $134,160

Verdict

Tucson, AZ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Lake Havasu City.

The salary gap between Lake Havasu City and Tucson is $13,702 (10.45%). Tucson's median is +7.96% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lake Havasu City spans $127,202,Tucson spans $140,491. Tucson has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Lake Havasu City
P10 (Entry)$76,058
P25$102,215
Median$131,135
P75$167,853
P90 (Top)$203,260
Tucson
P10 (Entry)$84,006
P25$104,283
Median$144,837
P75$185,392
P90 (Top)$224,497

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Tucson ($147,043 effective) pays 10.45% more than Lake Havasu City ($133,132 effective).

Lake Havasu City
Nominal: $131,135
CoL Index: 98.5
Adjusted: $133,132
Tucson
Nominal: $144,837
CoL Index: 98.5
Adjusted: $147,043

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lake Havasu City if…

  • You prefer the Arizona area and lifestyle

Choose Tucson if…

  • Higher median salary ($144,837/year)
  • Better top-earner potential ($224,497)
  • Larger job market (137 employed)
  • Better purchasing power (CoL-adjusted: $147,043)
  • You prefer the Arizona area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lake Havasu City grew 13.0% from 2024 to 2025, compared to 13.0% growth in Tucson over the same period.

Lake Havasu City, AZ

+13.0%

$112,407 (2024) → $127,069 (2025)

Tucson, AZ

+13.0%

$124,152 (2024) → $140,346 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lake Havasu City or Tucson?

Tucson has a higher median actuary salary at $144,837/year, compared to Lake Havasu City at $131,135/year — a difference of $13,702 (10.45%).

What is the hourly rate difference between Lake Havasu City and Tucson?

Lake Havasu City actuarys earn $63.04/hr while Tucson hygienists earn $69.63/hr (2026 est.).

Should I relocate from Lake Havasu City to Tucson as a actuary?

Consider more than just salary when comparing Lake Havasu City and Tucson. Factor in cost of living (CoL-adjusted: Lake Havasu City = $133,132, Tucson = $147,043), job availability (13 vs 137 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lake Havasu City vs Tucson?

Entry-level (10th percentile) actuarys earn $76,058 in Lake Havasu City and $84,006 in Tucson. The Tucson area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov