Actuary Pay

Lackawanna vs Rochester: Actuary Salary (2026)

Compare actuary salaries between Lackawanna, NY and Rochester, NY. All figures are 2026 estimates projected from BLS 2025 data.

Lackawanna, NY
$145,524
$69.96/hr
Rochester, NY
$134,387
$64.61/hr

Side-by-Side Comparison

MetricLackawanna, NYRochester, NY
Median Salary$145,524$134,387
Hourly Rate$69.96$64.61
Entry Level (P10)$99,244$81,249
25th Percentile$115,785$104,779
75th Percentile$186,271$168,412
Top Earner (P90)$225,563$219,125
Total Employed570
Side-by-side bar chart comparing Lackawanna ($145,524) and Rochester ($134,387) actuary salaries.LackawannaRochesterMedian Salary$145,524$134,387Entry Level (P10)$99,244$81,249Top Earner (P90)$225,563$219,125US Median $134,160

Verdict

Lackawanna, NY offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Rochester.

The salary gap between Lackawanna and Rochester is $11,137 (8.29%). Lackawanna's median is +8.47% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lackawanna spans $126,319,Rochester spans $137,876. Rochester has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Lackawanna
P10 (Entry)$99,244
P25$115,785
Median$145,524
P75$186,271
P90 (Top)$225,563
Rochester
P10 (Entry)$81,249
P25$104,779
Median$134,387
P75$168,412
P90 (Top)$219,125

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Rochester ($138,493 effective) pays 10.30% more than Lackawanna ($125,560 effective).

Lackawanna
Nominal: $145,524
CoL Index: 115.9
Adjusted: $125,560
Rochester
Nominal: $134,387
CoL Index: 97.035
Adjusted: $138,493

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lackawanna if…

  • Higher median salary ($145,524/year)
  • Better top-earner potential ($225,563)
  • You prefer the New York area and lifestyle

Choose Rochester if…

  • Larger job market (70 employed)
  • Better purchasing power (CoL-adjusted: $138,493)
  • You prefer the New York area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lackawanna grew -14.5% from 2024 to 2025, compared to 21.9% growth in Rochester over the same period.

Lackawanna, NY

+-14.5%

$164,876 (2024) → $141,012 (2025)

Rochester, NY

+21.9%

$106,830 (2021) → $130,220 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lackawanna or Rochester?

Lackawanna has a higher median actuary salary at $145,524/year, compared to Rochester at $134,387/year — a difference of $11,137 (8.29%).

What is the hourly rate difference between Lackawanna and Rochester?

Lackawanna actuarys earn $69.96/hr while Rochester hygienists earn $64.61/hr (2026 est.).

Should I relocate from Lackawanna to Rochester as a actuary?

Consider more than just salary when comparing Lackawanna and Rochester. Factor in cost of living (CoL-adjusted: Lackawanna = $125,560, Rochester = $138,493), job availability (5 vs 70 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lackawanna vs Rochester?

Entry-level (10th percentile) actuarys earn $99,244 in Lackawanna and $81,249 in Rochester. The Lackawanna area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov